Wednesday, January 07th 2026

Queenstown not off the radar for first home buyers

First home buyers are not being deterred by Queenstown’s soaring house prices.

Record levels of first home buyers taking out low deposit loans

Tuesday, December 23rd 2025

Record levels of first home buyers taking out low deposit loans

About half of all first home buyer lending has been done at a less than 20% deposit in recent months.

Buyers sitting on the sidelines in best time to buy in a decade

Thursday, December 04th 2025

Buyers sitting on the sidelines in best time to buy in a decade

Stable house prices, low interest rates and plenty of houses to choose from are still not enticing buyers.

Differing views on 50-year mortgage

Tuesday, December 02nd 2025

Differing views on 50-year mortgage

US president Donald Trump recently raised the idea of 50 year mortgages; but New Zealand advisers say such long loans won’t take off in New Zealand.

Houses selling at a loss hit a 12 year high

Wednesday, November 26th 2025

Houses selling at a loss hit a 12 year high

About one in five Auckland residential properties (19.3%) sold for less than their original purchase price in the third quarter, up from up from 15.9% in the second quarter.

OCR Preview: How far is far enough for the RBNZ?

Friday, November 21st 2025

OCR Preview: How far is far enough for the RBNZ?

Economists expect the OCR to drop another 0.25% to 2.25% next week, with a 50/50 chance of another cut in February.

Market recovery signals consistent with interest rate falls

Monday, November 03rd 2025

Market recovery signals consistent with interest rate falls

The early stages of a property recovery could have appeared in the past two months, Kelvin Davidson, Cotality chief property economist says.

Most Read

More Stories

Another swipe at property investors

Another swipe at property investors

Thursday, October 30th 2025

Labour’s capital gains tax of 28% on residential and commercial property won’t deter investors who invest for cashflow, Nick Gentle, iFind Property founder and buyer’s agent says.

Capital gains tax almost irrelevant – English

Capital gains tax almost irrelevant – English

Monday, October 20th 2025

Former Finance Minster Bill English says the days of guaranteed capital gains in the housing market are over,

Spending confidence low and likely to fall further

Spending confidence low and likely to fall further

Thursday, September 18th 2025

More than 40% of households who took part in the latest Westpac McDermott Miller Consumer Confidence say their financial position has deteriorated over the past year.

Four decades of 6-7% yearly house price growth ending

Four decades of 6-7% yearly house price growth ending

Friday, March 21st 2025

New Zealander’s reliance on property capital gains in the mid-single digits is at an end.

[TMM Podcast] Yelsa serves up “marine reserve” of property buyers

[TMM Podcast] Yelsa serves up “marine reserve” of property buyers

Friday, January 31st 2025

It’s been years in the making and former real estate agent Mike Harvey is now coming to market with his platform matching buyers and sellers, an offering he says will be a gamechanger for the industry.

Bill strikes a fair balance between landlords and tenants

Bill strikes a fair balance between landlords and tenants

Wednesday, January 08th 2025

The newly enacted Residential Tenancies Amendment Bill will encourage more rental homes, provide greater clarity for landlords, and improve tenant accessibility, REINZ says.

Division over OCR cut and problems with RBNZ

Division over OCR cut and problems with RBNZ

Tuesday, August 13th 2024

The NZ Institute of Economic Research (NZIER) shadow board is split over whether the Reserve Bank should drop the OCR tomorrow.

The RBNZ pivot is here

The RBNZ pivot is here

Monday, August 12th 2024

As most of the country’s economic indicators fall, the BNZ and Kiwibank are calling for an immediate OCR cut.

Massive liberalisation of planning rules to end housing woes

Massive liberalisation of planning rules to end housing woes

Thursday, July 04th 2024

Housing minister Chris Bishop has revealed plans to “flood the market” with enough land to end the country’s housing crisis.

Lessons from a silent housing crash

Lessons from a silent housing crash

Friday, June 14th 2024

It certainly has been a rollercoaster ride for the economy and markets over the past four years.

Good and bad news for home owners from RBNZ

Good and bad news for home owners from RBNZ

Thursday, May 23rd 2024

The Reserve Bank's latest monetary policy statement had good news and bad news for residential property owners.

BREAKING: OCR 5.50% - Monetary Policy remains restrictive

BREAKING: OCR 5.50% - Monetary Policy remains restrictive

Wednesday, February 28th 2024

The Monetary Policy Committee today agreed to hold the Official Cash Rate (OCR) at 5.50%.

DTIs will have no significant impact on house prices immediately

DTIs will have no significant impact on house prices immediately

Tuesday, January 23rd 2024

The Reserve Bank doesn't expect its proposed DTI restrictions to have a significant impact on house prices in the short-term.

Unity First Home Buyer special 3.99
SBS FirstHome Combo 3.99
ICBC 4.25
Co-operative Bank - First Home Special 4.35
Co-operative Bank - Owner Occ 4.45
TSB Special 4.49
ANZ Special 4.49
ASB Bank 4.49
SBS Bank Special 4.49
Unity Special 4.49
Westpac Special 4.49
TSB Special 4.00
Kiwibank Special 4.49
Kainga Ora 4.49
Nelson Building Society 4.59
ICBC 4.59
Unity Special 4.65
SBS Bank Special 4.69
ANZ Special 4.69
BNZ - Std 4.69
Westpac Special 4.75
ASB Bank 4.75
ICBC 4.99
Kainga Ora 5.15
SBS Bank Special 5.29
Westpac Special 5.29
BNZ - Std 5.29
Kiwibank Special 5.39
TSB Special 5.39
ASB Bank 5.45
AIA - Go Home Loans 5.45
Co-operative Bank - Owner Occ 5.49
BNZ - Classic 5.59
SBS FirstHome Combo 3.29
AIA - Back My Build 3.34
SBS Construction lending for FHB 3.74
CFML 321 Loans 3.95
Co-operative Bank - Owner Occ 4.99
Co-operative Bank - Standard 4.99
Heartland Bank - Online 5.30
ICBC 5.39
Kiwibank - Offset 5.65
Kiwibank 5.65
Kainga Ora 5.69