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Investors looking to pivot out of direct ownership while still maintaining a strong property portfolio managed by a hands-on team of directors may have found the light at the end of their tunnel with ... MORE ยปLatest Mortgage Rates
| Mortgage Lender | Floating | 6 mth | 1 year | 18 mth | 2 year | 3 year | 4 year | 5 year | RC | |
|---|---|---|---|---|---|---|---|---|---|---|
| AIA | AIA | 4.55 | 3.85 | 3.25 | 3.59 | 3.75 | 3.99 | 4.35 | 4.65 | 6.35 |
| ANZ | ANZ | 4.59 | 4.60 | 3.84 | 4.14 | 4.30 | 4.54 | 5.04 | 5.34 | 4.55 |
| ANZ Blueprint to Build | ANZ Blueprint to Build | 1.68 | - | - | - | - | - | - | - | - |
| ANZ Special | ANZ Special | - | 4.00 | 3.24 | 3.54 | 3.70 | 3.94 | - | - | - |
| ASB Back My Build | ASB Back My Build | 2.04 | - | - | - | - | - | - | - | - |
| ASB Bank | ASB Bank | 4.45 | 3.85 | 3.25 | 3.59 | 3.75 | 3.99 | 4.35 | 4.65 | 4.55 |
| BNZ - Classic | BNZ - Classic | - | 3.89 | 3.24 | 3.54 | 3.79 | 3.99 | 4.49 | 4.49 | - |
| BNZ - Mortgage One | BNZ - Mortgage One | 5.15 | - | - | - | - | - | - | - | 7.15 |
| BNZ - Rapid Repay | BNZ - Rapid Repay | 4.70 | - | - | - | - | - | - | - | 6.74 |
| BNZ - Std, FlyBuys | BNZ - Std, FlyBuys | 4.70 | 4.49 | 3.84 | 4.14 | 4.39 | 4.59 | 5.09 | 5.09 | - |
| BNZ - TotalMoney | BNZ - TotalMoney | 4.70 | - | - | - | - | - | - | - | - |
| Basecorp Finance | Basecorp Finance | 5.49 | - | - | - | - | - | - | - | - |
| Bluestone | Bluestone | 3.74 | - | 3.54 | - | 3.89 | 4.09 | 4.19 | 4.29 | - |
| CFML Loans | CFML Loans | 5.15 | - | - | - | - | - | - | - | - |
| China Construction Bank | China Construction Bank | 4.49 | 4.70 | 4.70 | - | 4.80 | 4.95 | 4.95 | 4.95 | - |
| China Construction Bank Special | China Construction Bank Special | - | - | 2.65 | 2.65 | 2.65 | 2.80 | 2.89 | 2.99 | - |
| Credit Union Auckland | Credit Union Auckland | 5.95 | - | - | - | - | - | - | - | - |
| Credit Union Baywide | Credit Union Baywide | 5.65 | 3.99 | 3.95 | 3.95 | 4.10 | - | - | - | - |
| Credit Union South | Credit Union South | 5.65 | 3.99 | 3.95 | 3.95 | 4.10 | - | - | - | - |
| First Credit Union Special | First Credit Union Special | 5.85 | - | 2.95 | - | 3.45 | - | - | - | - |
| HSBC Premier | HSBC Premier | 4.49 | 2.79 | 2.19 | 2.19 | 2.45 | 2.69 | 2.99 | 3.19 | 5.44 |
| HSBC Premier LVR > 80% | HSBC Premier LVR > 80% | - | - | - | - | - | - | - | - | - |
| HSBC Special | HSBC Special | - | - | 2.25 | 2.25 | - | - | - | - | - |
| Heartland Bank - Online | Heartland Bank - Online | 2.25 | - | 1.85 | - | 2.35 | 2.65 | - | - | 2.55 |
| Heretaunga Building Society | Heretaunga Building Society | 4.99 | - | 3.80 | - | 3.90 | - | - | - | - |
| ICBC | ICBC | 4.15 | 2.99 | 2.89 | 3.19 | 3.29 | 3.49 | 3.89 | 4.09 | 4.15 |
| Kainga Ora | Kainga Ora | 4.43 | - | 2.88 | - | 3.28 | 3.59 | - | 4.22 | - |
| Kainga Ora - First Home Buyer Special | Kainga Ora - First Home Buyer Special | - | - | 2.25 | - | - | - | - | - | - |
| Kiwibank |
|
4.00 | 4.84 | 4.14 | - | 4.44 | 4.84 | 5.14 | 5.34 | 4.05 |
| Kiwibank - Offset | Kiwibank - Offset | 4.00 | - | - | - | - | - | - | - | - |
| Kiwibank Special | Kiwibank Special | 3.75 | 3.99 | 3.29 | - | 3.59 | 3.99 | 4.29 | 4.49 | 4.05 |
| Liberty | Liberty | 5.69 | - | - | - | - | - | - | - | - |
| Nelson Building Society | Nelson Building Society | 4.95 | - | 2.99 | - | 3.24 | - | - | - | - |
| Pepper Essential |
|
4.79 | - | - | - | - | - | - | - | - |
| Resimac | Resimac | 3.39 | - | 2.98 | - | 2.79 | 3.29 | 3.44 | 3.54 | - |
| SBS Bank | SBS Bank | 4.54 | 3.29 | 3.05 | 3.35 | 3.45 | 3.75 | 4.15 | 4.45 | 5.79 |
| SBS Bank Special | SBS Bank Special | - | 2.79 | 2.55 | 2.85 | 2.95 | 3.25 | 3.65 | 3.95 | - |
| Select Home Loans |
|
3.49 | - | 3.34 | - | 2.99 | 3.34 | 3.44 | 3.54 | - |
| TSB Bank | TSB Bank | 5.34 | 3.69 | 3.75 | 4.00 | 4.20 | 4.44 | 4.74 | 4.74 | 5.34 |
| TSB Special | TSB Special | 4.54 | 2.89 | 2.94 | 3.20 | 3.40 | 3.64 | 3.94 | 3.94 | 4.54 |
| The Co-operative Bank - First Home Special | The Co-operative Bank - First Home Special | - | - | 3.04 | - | - | - | - | - | - |
| The Co-operative Bank - Owner Occ | The Co-operative Bank - Owner Occ | 4.55 | 3.24 | 3.24 | 3.54 | 3.70 | 3.99 | 4.29 | 4.49 | 4.55 |
| The Co-operative Bank - Standard | The Co-operative Bank - Standard | 4.55 | 3.74 | 3.74 | 4.04 | 4.20 | 4.49 | 4.79 | 4.99 | 4.55 |
| Wairarapa Building Society | Wairarapa Building Society | 4.99 | - | 3.55 | 3.60 | 3.49 | - | - | - | - |
| Westpac | Westpac | 4.84 | 4.29 | 3.79 | 4.09 | 4.39 | 4.59 | 4.89 | 5.09 | 4.69 |
| Westpac - Offset | Westpac - Offset | 4.84 | - | - | - | - | - | - | - | - |
| Westpac Special | Westpac Special | - | 3.69 | 3.19 | 3.49 | 3.79 | 3.99 | 4.29 | 4.49 | - |
Last updated: Thursday, October 28th 2021 8:59 am
