Latest Mortgage Rates

 
Mortgage Lender Floating 6 mth 1 year 18 mth 2 year 3 year 4 year 5 year RC
AIA - Back My Build AIA - Back My Build 4.44 - - - - - - - -
AIA - Go Home Loans AIA - Go Home Loans 6.74 5.59 4.99 4.99 4.99 5.35 5.59 5.69 -
ANZ ANZ 6.69 6.09 5.59 5.59 5.59 5.89 5.99 5.99 -
ANZ Blueprint to Build ANZ Blueprint to Build 7.39 - - - - - - - -
ANZ Good Energy ANZ Good Energy - - - - - 1.00 - - -
ANZ Special ANZ Special - 5.49 4.99 4.99 4.99 5.29 - - -
ASB Bank ASB Bank 6.64 5.59 4.99 4.99 4.99 5.35 5.59 5.69 -
ASB Better Homes Top Up ASB Better Homes Top Up - - - - - 1.00 - - -
Avanti Finance Avanti Finance 7.15 - - - - - - - -
BNZ - Classic BNZ - Classic - 6.49 5.99 5.89 5.69 5.69 5.59 5.59 -
BNZ - Mortgage One BNZ - Mortgage One 6.79 - - - - - - - -
BNZ - Rapid Repay BNZ - Rapid Repay 6.79 - - - - - - - -
BNZ - Std BNZ - Std 6.69 5.89 5.55 5.39 5.29 5.59 5.69 5.79 -
BNZ - TotalMoney BNZ - TotalMoney 6.79 - - - - - - - -
Basecorp Finance Basecorp Finance 7.50 - - - - - - - -
CFML 321 Loans CFML 321 Loans 5.25 - - - - - - - -
CFML Home Loans CFML Home Loans 6.95 - - - - - - - -
CFML Prime Loans CFML Prime Loans 7.45 - - - - - - - -
CFML Standard Loans CFML Standard Loans 8.25 - - - - - - - -
China Construction Bank China Construction Bank - 7.19 7.09 6.89 6.75 6.49 6.40 6.40 -
China Construction Bank Special China Construction Bank Special - - - - - - - - -
Co-operative Bank - First Home Special Co-operative Bank - First Home Special - - 4.89 - - - - - -
Co-operative Bank - Owner Occ Co-operative Bank - Owner Occ 5.95 5.39 4.99 5.09 4.99 5.39 5.59 5.69 5.95
Co-operative Bank - Standard Co-operative Bank - Standard 5.95 5.89 5.49 5.59 5.49 5.89 6.09 6.19 5.95
Credit Union Auckland Credit Union Auckland 7.70 - - - - - - - -
First Credit Union Special First Credit Union Special - - 5.29 - 5.19 - - - -
First Credit Union Standard First Credit Union Standard 6.94 - 5.79 - 5.49 - - - -
Heartland Bank - Online Heartland Bank - Online 6.25 - 5.89 - - - - - 6.25
Heartland Bank - Reverse Mortgage Heartland Bank - Reverse Mortgage - - - - - - - - -
Heretaunga Building Society Heretaunga Building Society 7.65 - 5.95 - 5.80 - - - -
ICBC ICBC 6.50 5.49 4.99 4.99 4.99 5.39 5.49 5.49 -
Kainga Ora Kainga Ora 6.44 - 4.99 - 4.99 5.35 - 5.79 -
Kainga Ora - First Home Buyer Special Kainga Ora - First Home Buyer Special - - - - - - - - -
Kiwibank Kiwibank 6.50 6.39 5.89 - 5.89 6.15 6.39 6.59 6.55
Kiwibank - Offset Kiwibank - Offset 6.50 - - - - - - - -
Kiwibank Special Kiwibank Special 6.50 5.49 4.99 - 4.99 5.35 5.59 5.79 6.55
Liberty Liberty 6.90 - 6.80 - 6.50 6.45 - - -
Nelson Building Society Nelson Building Society 7.19 5.99 5.24 - 4.97 - - - -
Pepper Money Advantage Pepper Money Advantage 10.49 - - - - - - - -
Pepper Money Easy Pepper Money Easy 8.69 - - - - - - - -
Pepper Money Essential Pepper Money Essential 8.29 - - - - - - - -
SBS Bank SBS Bank 6.74 6.15 5.59 5.59 5.59 5.95 6.29 6.29 -
SBS Bank Special SBS Bank Special - 5.55 4.99 4.99 4.99 5.35 5.69 5.69 -
SBS Construction lending for FHB SBS Construction lending for FHB - - - - - - - - -
SBS FirstHome Combo SBS FirstHome Combo 4.19 - 4.29 - - - - - -
SBS FirstHome Combo SBS FirstHome Combo - - - - - - - - -
SBS Unwind reverse equity SBS Unwind reverse equity 8.89 - - - - - - - -
TSB Bank TSB Bank 7.44 6.29 5.79 5.89 5.79 6.19 6.59 6.69 -
TSB Special TSB Special 6.64 5.49 4.99 5.09 4.99 5.39 5.79 5.89 6.74
Unity Unity 6.64 5.89 5.29 4.99 4.99 - - - -
Unity First Home Buyer special Unity First Home Buyer special - - 4.69 - - - - - -
Wairarapa Building Society Wairarapa Building Society 6.95 - 5.29 5.19 4.75 - - - -
Westpac Westpac 6.74 6.19 5.59 5.59 5.59 5.79 5.99 5.99 -
Westpac Choices Everyday Westpac Choices Everyday 6.84 - - - - - - - -
Westpac Offset Westpac Offset 6.74 - - - - - - - -
Westpac Special Westpac Special - 5.59 4.99 4.99 4.99 5.19 5.39 5.39 -

Last updated: Thursday, May 15th 2025 8:49 am