Mortgage Rates Commentary

Finbase gets big Aussie backer; Xceda BDM; Rates to rise

Thursday, May 28th 2026

Finbase has secured funding from a significant Australian player to help it expand its lending operations. [READ ON]

Meet Xceda's Business Development Manager who can help you with residential investment lending, equity release for business funding, residual stock lending, property flips, and open bridging mortgage finance.

Rounding out our coverage of yesterdays' OCR announcement, the Reserve Bank says mortgage rates are sure to rise. Here's why

New rules for meth contaminated houses

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Unity First Home Buyer special	4.09
SBS FirstHome Combo	4.19
ICBC	4.49
Co-operative Bank - First Home Special	4.55
Kainga Ora	4.59
BNZ - Std	4.65
Co-operative Bank - Owner Occ	4.65
ASB Bank	4.65
AIA - Go Home Loans	4.65
TSB Special	4.69
ANZ Special	4.69

ICBC	4.89
China Construction Bank	4.95
Kainga Ora	4.95
Nelson Building Society	5.09
BNZ - Std	5.19
SBS Bank Special	5.19
Westpac Special	5.19
ASB Bank	5.25
AIA - Go Home Loans	5.25
TSB Special	5.25
Kiwibank Special	5.29

ICBC	5.65
Kainga Ora	5.69
Westpac Special	5.79
BNZ - Std	5.79
SBS Bank Special	5.79
Co-operative Bank - Owner Occ	5.89
ASB Bank	5.89
AIA - Go Home Loans	5.89
Kiwibank Special	5.99
TSB Special	5.99
China Construction Bank	5.99

SBS FirstHome Combo	3.29
AIA - Back My Build	3.34
SBS Construction lending for FHB	3.74
CFML 321 Loans	3.95
Co-operative Bank - Owner Occ	4.99
Co-operative Bank - Standard	4.99
Heartland Bank - Online	5.30
ICBC	5.39
Kiwibank - Offset	5.75
Kiwibank Special	5.75
Kiwibank	5.75

Mortgage Rates Commentary

Finbase gets big Aussie backer; Xceda BDM; Rates to rise

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