Misc

Slicing up the social welfare cake

Sunday, October 24th 2004

Q: I was very interested in your reply to the reader who was asking about splitting his income for tax purposes between his wife and himself.

I understand all the pros and cons of this. But as the Government has decided that everyone has to pay tax on his or her own income, can you explain why, when trying to get the unemployment benefit, the first question asked is, "How much does your partner earn?" And that income is taken into account to calculate if any benefit can be claimed.

This seems to me a case of having your cake and eating it.

A: It certainly does.

Keep in mind, though, that when we're looking at taxes and benefits, the Government is actually us.

Read More - Opens in a new window

Most Read

Unity First Home Buyer special 4.15
SBS FirstHome Combo 4.29
ICBC 4.49
Kainga Ora 4.59
SBS Bank Special 4.69
AIA - Go Home Loans 4.75
Unity Special 4.80
TSB Special 4.85
China Construction Bank 4.85
Co-operative Bank - First Home Special 4.89
Kiwibank Special 4.95
Kainga Ora 4.95
China Construction Bank 4.95
ICBC 4.99
SBS Bank Special 5.29
Unity Special 5.29
Co-operative Bank - First Home Special 5.29
Kiwibank Special 5.39
ASB Bank 5.45
Westpac Special 5.45
AIA - Go Home Loans 5.45
BNZ - Std 5.45
SBS Bank Special 5.49
BNZ - Std 5.49
Westpac Special 5.49
ASB Bank 5.59
AIA - Go Home Loans 5.59
ICBC 5.65
Kiwibank Special 5.69
Kainga Ora 5.69
Co-operative Bank - First Home Special 5.89
Co-operative Bank - Owner Occ 5.99
TSB Special 5.99
SBS FirstHome Combo 3.29
AIA - Back My Build 3.34
SBS Construction lending for FHB 3.79
CFML 321 Loans 4.20
ICBC 5.39
Co-operative Bank - Standard 5.69
Co-operative Bank - Owner Occ 5.69
Kainga Ora 5.79
Pepper Money Prime 5.99
Kiwibank Special 6.00
Unity Standard 6.04

More Stories

Can the NZ economy grow while house prices stagnate?

Thursday, July 09th 2026

Can the NZ economy grow while house prices stagnate?

The question of whether the New Zealand economy can grow much without a recovery in the housing market remains a live issue.

Thursday, February 19th 2026

RBNZ expects slower house price growth in the current recovery

The Reserve Bank thinks house prices will rise at a much slower pace during the current recovery than they have in past cycles.

Wednesday, January 07th 2026

Queenstown not off the radar for first home buyers

First home buyers are not being deterred by Queenstown’s soaring house prices.

Record levels of first home buyers taking out low deposit loans

Tuesday, December 23rd 2025

Record levels of first home buyers taking out low deposit loans

About half of all first home buyer lending has been done at a less than 20% deposit in recent months.