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Monday, October 20th 2025
Capital gains tax almost irrelevant – English
Former Finance Minster Bill English says the days of guaranteed capital gains in the housing market are over,
News > News
Monday, October 20th 2025
Former Finance Minster Bill English says the days of guaranteed capital gains in the housing market are over,
Friday, October 17th 2025
One interesting point the RBNZ brought up when it cut the OCR by 0.50% last week is that long-term interest rates haven’t fallen much, even as short-term interest rates have, says ASB in an economic note.
Thursday, October 16th 2025
Westpac is axing trail commissions on home loans from June next year.
Wednesday, October 15th 2025
The RBNZ should have eased LVR restrictions months ago, says one seasoned adviser who has worked on both sides of the fence.
Tuesday, October 14th 2025
The Reserve Bank intends to ease mortgage loan-to-value ratio (LVR) restrictions from December 1.
Tuesday, October 14th 2025
A quarter of all new home loans went to first home buyers in the first half of this year, data from the New Zealand Banking Association’s retail insights show.
Monday, October 13th 2025
The problem getting in the way of first home buyers is not financial, it is psychological, an experienced mortgage adviser says.
Friday, October 10th 2025
The latest data from the RBNZ’s series new lending fully secured by residential mortgages, shows home owners are far from set on longer mortgage terms, although the interest rates are below 5%.
Thursday, October 09th 2025
While the RBNZ yesterday delivered on what the economy and Kiwis desperately needed, some economists don’t think the OCR cuts are at an end.
Wednesday, October 08th 2025
The Reserve Bank has decided the economy needs more help than it had previously forecast by cutting its official cash rate (OCR) by 50 basis points to 2.5%.
Wednesday, October 08th 2025
The Reserve Bank has cut the OCR 50 points to 2.5%.
Wednesday, October 08th 2025
Westpac’s negotiations with New Zealand mortgage aggregators about ditching trail payments comes just seven months after it partnered with fintech Dosh to offer home loans without financial advice and a loyalty cashback reward.
Wednesday, October 08th 2025
The RBNZ is forming a new financial policy committee that will make decisions on debt-to-income (DTIs) and loan to value ratios (LVRs) for lending.
Tuesday, October 07th 2025
ASB will pay $135,625,000 to settle a class action against the bank for alleged breaches of the Credit Contracts and Consumer Finance Act (CCCFA), without admitting liability.
Monday, October 06th 2025
Mortgages to property investors are back at pre-pandemic levels, Westpac says in its latest housing update.
Saturday, October 04th 2025
NZHL General Manager, Franchise & Distribution, Paul Barnes, looks at the future of mortgage advice.
Friday, October 03rd 2025
Westpac is proposing to alter the way it remunerates mortgage advisers who originate its mortgages and remove trail commissions.
Friday, October 03rd 2025
A cut from the RBNZ next week is all but a done deal. The only question is how much it will be – 0.50% or 0.25%?
Thursday, October 02nd 2025
For the first time, the FMA and Commerce Commission will share the stage to speak directly to mortgage and financial advisers about the upcoming transfer of consumer credit regulation from the commission to the FMA at the Financial Services Federation (FSF) conference next month.
Monday, September 29th 2025
Although switching banks to get a cash bank or better terms is still top of the list for many mortgage holders, it slipped back last month.
Thursday, September 25th 2025
Advisers need to get on the front foot and work with their clients on a long-term strategy amid a weakening economic outlook, the Finance and Mortgage Advisers Association of New Zealand (FAMNZ) says.
| Unity First Home Buyer special | 3.99 |
| ICBC | 4.25 |
| SBS FirstHome Combo | 4.29 |
| Co-operative Bank - First Home Special | 4.39 |
| TSB Special | 4.49 |
| ANZ Special | 4.49 |
| ASB Bank | 4.49 |
| SBS Bank Special | 4.49 |
| Unity Special | 4.49 |
| Westpac Special | 4.49 |
| Kiwibank Special | 4.49 |
| TSB Special | 4.49 |
| ANZ Special | 4.49 |
| ASB Bank | 4.49 |
| Westpac Special | 4.49 |
| Wairarapa Building Society | 4.59 |
| ICBC | 4.59 |
| BNZ - Std | 4.65 |
| Unity Special | 4.65 |
| SBS Bank Special | 4.65 |
| AIA - Go Home Loans | 4.65 |
| Nelson Building Society | 4.69 |
| SBS Bank Special | 4.99 |
| Westpac Special | 4.99 |
| ICBC | 4.99 |
| ASB Bank | 5.15 |
| Co-operative Bank - Owner Occ | 5.39 |
| ANZ | 5.39 |
| AIA - Go Home Loans | 5.39 |
| TSB Special | 5.39 |
| BNZ - Std | 5.39 |
| Kainga Ora | 5.49 |
| SBS Bank | 5.59 |
| SBS Construction lending for FHB | 3.74 |
| CFML 321 Loans | 4.25 |
| AIA - Back My Build | 4.44 |
| Co-operative Bank - Owner Occ | 5.30 |
| Co-operative Bank - Standard | 5.30 |
| ICBC | 5.39 |
| Heartland Bank - Online | 5.45 |
| ANZ | 5.89 |
| TSB Special | 5.94 |
| ASB Bank | 5.99 |
| Pepper Money Prime | 5.99 |
