Monday, March 02nd 2026

Lending slashed in January as borrowers rushed for new deals in December

Mortgage lending slumped by a huge 57.1% to $6 billion in January after rising to a record $14.1 billion in December off the back of the major banks’ short-lived 1.5% cashback incentives, the latest Reserve Bank data shows.

Kiwibank accelerated mortgage lending in its first half

Friday, February 27th 2026

Kiwibank accelerated mortgage lending in its first half

The Reserve Bank’s new bank capital rules mean that Kiwibank can lend about $20 billion more in home loans or $7 billion more to businesses through to June 30, 2028 than it would have been able to under the previous capital rules.

AI isn’t the end of mortgage advisers – it’s about empowerment

Thursday, February 26th 2026

AI isn’t the end of mortgage advisers – it’s about empowerment

While AI is coming for mortgage advice, the real question is whether the industry is leading it or reacting to it.

Friday, February 20th 2026

RBNZ squashes fintech Dosh’s bid to become a bank

Fintech Dosh’s bid to become a bank swiped left by the Reserve Bank blocks banking innovation.

ASB joins low deposit Kāinga Ora scheme with some benefits

Thursday, February 19th 2026

ASB joins low deposit Kāinga Ora scheme with some benefits

Mortgage advisers can now use ASB for clients buying a home under the Kāinga Ora First Home Loan scheme.

Thursday, February 19th 2026

RBNZ expects slower house price growth in the current recovery

The Reserve Bank thinks house prices will rise at a much slower pace during the current recovery than they have in past cycles.

[What the RBNZ said] Why the cash rate stayed unchanged

Wednesday, February 18th 2026

[What the RBNZ said] Why the cash rate stayed unchanged

The Reserve Bank left the OCR unchanged today and indicated it may stay "accomodative" for some time.

Most Read

More Stories

OCR rise tipped for second half of this year

OCR rise tipped for second half of this year

Wednesday, February 18th 2026

The NZIER monetary policy shadow board says the RBNZ should start raising the OCR in the second half of this year.

TAP moves away from traditional aggregation

TAP moves away from traditional aggregation

Tuesday, February 17th 2026

The Adviser Platform (TAP) is moving away from being a traditional aggregator to opening up its services to anyone in the market.

FAMNZ boss leaves

FAMNZ boss leaves

Monday, February 16th 2026

The head of adviser association, FAMNZ, is hanging up his shingle leaving the New Zealand seven months after the country head resigned.

Predictions for next week's OCR announcement

Predictions for next week's OCR announcement

Thursday, February 12th 2026

OCR expected to be held at 2.25% at first review of the year.

ASB accelerates mortgage lending and profit margins

ASB accelerates mortgage lending and profit margins

Wednesday, February 11th 2026

ASB Bank continued to accelerate its mortgage lending at above its market share in the six months ended December and managed to lift its profit margin as well.

Big move back to two-year fixed interest rates

Big move back to two-year fixed interest rates

Wednesday, February 11th 2026

Two-year fixed interest rates surged back into popularity with home owners taking out new mortgages in December.

Challenger aims for a stake in Pepper Money

Challenger aims for a stake in Pepper Money

Monday, February 09th 2026

Australian annuities player, Challenger, has made an offer to acquire listed non-bank lender Pepper Money.

Investors no longer sitting on the fence as mortgage pile rises

Investors no longer sitting on the fence as mortgage pile rises

Thursday, February 05th 2026

The mortgage pile for residential investors is rising faster than that for owner-occupiers.

Cost of living dropping as mortgage interest rates tumble

Cost of living dropping as mortgage interest rates tumble

Wednesday, February 04th 2026

Mortgage interest payments falling 17.3% last year kept the cost-of-living hikes for the average household at just 2.2%.

Fewer complaints against advisers

Fewer complaints against advisers

Monday, February 02nd 2026

Dispute resolution scheme Financial Services Complaints says it has received fewer complaints about financial advisers in the second half of last year than in the same time a year earlier, even as overall complaint numbers rose.

Hybrid human-AI client model the most effective for adviser success

Hybrid human-AI client model the most effective for adviser success

Monday, February 02nd 2026

Being a good mortgage adviser requires combining technical expertise in lending with exceptional customer service to build trust.

Mortgage lending reaches all-time high in big bank cash backs frenzy

Mortgage lending reaches all-time high in big bank cash backs frenzy

Friday, January 30th 2026

As expected, billions of mortgage dollars washed around the major banks at the end of last year as homeowners chased the big cash backs on offer.

Competing with fintechs the way to go

Competing with fintechs the way to go

Thursday, January 29th 2026

Traditional mortgage advisory companies have been told to take the lead from fintechs in becoming more agile, innovative and aggressive.

Interest rates could be higher by the middle of this year

Interest rates could be higher by the middle of this year

Tuesday, January 27th 2026

The ASB and ANZ have joined Westpac in thinking the Reserve Bank will be forced to raise the OCR this year instead of next.

Unity First Home Buyer special 3.99
SBS FirstHome Combo 3.99
TSB Special 4.39
Co-operative Bank - First Home Special 4.39
ICBC 4.39
SBS Bank Special 4.49
Unity Special 4.49
ANZ Special 4.49
Westpac Special 4.49
Kiwibank Special 4.49
Co-operative Bank - Owner Occ 4.49
ICBC 4.59
BNZ - Std 4.69
ANZ Special 4.69
Wairarapa Building Society 4.79
Nelson Building Society 4.87
Kiwibank Special 4.89
SBS Bank Special 4.89
Co-operative Bank - Owner Occ 4.89
Unity Special 4.89
TSB Special 4.89
Westpac Special 4.89
ICBC 5.19
Westpac Special 5.29
BNZ - Std 5.29
SBS Bank Special 5.69
Co-operative Bank - Owner Occ 5.69
TSB Special 5.69
Kainga Ora 5.69
ASB Bank 5.69
AIA - Go Home Loans 5.69
Kiwibank Special 5.79
Westpac 5.89
SBS FirstHome Combo 3.29
AIA - Back My Build 3.34
SBS Construction lending for FHB 3.74
CFML 321 Loans 3.95
Co-operative Bank - Owner Occ 4.99
Co-operative Bank - Standard 4.99
Heartland Bank - Online 5.30
ICBC 5.39
Kiwibank - Offset 5.65
Kiwibank 5.75
Unity Standard 5.79