Wednesday, September 02nd 2026

OCR Up: What the RBNZ said

The Monetary Policy Committee today reached consensus to increase the OCR to 25 basis points to 2.75%.

Whether to fix short or long term is the question

Tuesday, September 01st 2026

Whether to fix short or long term is the question

ANZ says with house prices likely to remain flat or edge slightly down in the near term, the decision facing mortgage advisers is whether clients take out the longer fixed rates or opt for a series of one-year back-to-back fixes.

How mortgage advice has changed: From the eyes of a veteran

Monday, August 31st 2026

How mortgage advice has changed: From the eyes of a veteran

After being in the mortgage game for nearly a decade, Mikey Smith, founder of Guardian Smith, says he has seen big transition in clients’ knowledge.

Kiwibank lone voice calling for no OCR hike

Friday, August 28th 2026

Kiwibank lone voice calling for no OCR hike

Taking the OCR path of least resistance while Kiwibank begs for a halt on hikes

Kiwibank says June half-year competition for home loans was particularly fierce

Thursday, August 20th 2026

Kiwibank says June half-year competition for home loans was particularly fierce

Kiwibank declined to compete as hard as some other players in terms of incentives offered in the June half year as the overall home loans market slowed, according to chief executive Steve Jurkovich.

Increasing number of homes selling for a loss

Friday, August 14th 2026

Increasing number of homes selling for a loss

As mortgage lending crashes to nearly zero amid a prolonged property market slump, the number of homes selling for a loss is steadily increasing hitting 13.1% – the highest since 2012.

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Potential damages a snag in oppostion to TSB Bank sale to Heartland

Potential damages a snag in oppostion to TSB Bank sale to Heartland

Thursday, August 06th 2026

Taranaki residents unhappy with the plan to sell TSB Bank to Heartland are hoping to file an injunction to stop it next week but some are baulking at the possibility they may face damages if the legal challenge fails.

Mortgage holders still riding lower interest rates

Mortgage holders still riding lower interest rates

Monday, August 03rd 2026

Borrowers paid $4.783 billion in interest on $397.4 billion in residential mortgages outstanding at the end of the June quarter this year, the latest Reserve Bank figures show.

Pace of interest rate increases not clear cut

Pace of interest rate increases not clear cut

Wednesday, July 22nd 2026

OCR increases are inevitable off the back of yesterday’s 4.1% inflation figure, but the pace of the hikes remains uncertain to a degree, Westpac says.

Unilaterally changing mortgage arrears payment dates leads to trouble

Unilaterally changing mortgage arrears payment dates leads to trouble

Tuesday, July 21st 2026

When repaying debt, timing can be as important as the repayment amount as one borrower found out when served with a Property Law Act (PLA) notice.

Why speed and flexibility matter more than ever for SME lending

Why speed and flexibility matter more than ever for SME lending

Saturday, July 18th 2026

Bizcap’s flexible product suite helps New Zealand partners solve more SME funding scenarios with speed, choice and confidence.

Expansion of North Shore mortgage business

Expansion of North Shore mortgage business

Friday, July 17th 2026

North Shore-based adviceHQ has bought the mortgage, insurance, and KiwiSaver business of long-time investment and wealth advisory firm Money Planners.

Can the NZ economy grow while house prices stagnate?

Can the NZ economy grow while house prices stagnate?

Thursday, July 09th 2026

The question of whether the New Zealand economy can grow much without a recovery in the housing market remains a live issue.

OCR increase labelled a reduction in monetary stimulus

OCR increase labelled a reduction in monetary stimulus

Wednesday, July 08th 2026

The Reserve Bank raised its official cash rate (OCR) to 2.5% from 2.25%, couching the move as “a reduction in monetary stimulus.”

RBNZ pulls the trigger

RBNZ pulls the trigger

Wednesday, July 08th 2026

The Reserve Bank has increased the OCR. Here's what it said.

Fifth drop in amount households spend on interest

Fifth drop in amount households spend on interest

Monday, July 06th 2026

The amount households have to spend on interest payments has fallen for a fifth consecutive quarter, despite rising living costs.

Economists’ tune changes to keeping the OCR on hold next week

Economists’ tune changes to keeping the OCR on hold next week

Friday, July 03rd 2026

Keeping the cash rate at 2.25% will be an easy decision for the RBNZ at its OCR meeting next week, Kelly Eckhold, Westpac chief economist says.

Single set of expectations from new CCCFA regulator

Single set of expectations from new CCCFA regulator

Thursday, July 02nd 2026

The FMA has taken over from the Commerce Commission as regulator of the Credit Contracts and Consumer Finance Act (CCCFA).

Mortgage fraud and advisers’ commissions under the FMA microscope

Mortgage fraud and advisers’ commissions under the FMA microscope

Tuesday, June 30th 2026

The Financial Markets Authority (FMA) is going after advisers and FAPs who flout its rules and pose significant risks for borrowers.

ANZ still expects three OCR rises this year

ANZ still expects three OCR rises this year

Monday, June 29th 2026

Does the recent fall in oil prices mean that OCR hikes can now be called off?

Unity First Home Buyer special 4.15
SBS FirstHome Combo 4.29
ICBC 4.49
Kainga Ora 4.59
SBS Bank Special 4.69
AIA - Go Home Loans 4.75
Unity Special 4.80
China Construction Bank 4.85
Co-operative Bank - First Home Special 4.89
Kiwibank Special 4.95
TSB Special 4.99
Kainga Ora 4.95
China Construction Bank 4.95
ICBC 4.99
SBS Bank Special 5.29
Unity Special 5.29
Co-operative Bank - First Home Special 5.29
Kiwibank Special 5.39
ASB Bank 5.45
Westpac Special 5.45
AIA - Go Home Loans 5.45
BNZ - Std 5.45
SBS Bank Special 5.49
BNZ - Std 5.49
Westpac Special 5.49
ASB Bank 5.59
AIA - Go Home Loans 5.59
ICBC 5.65
Kiwibank Special 5.69
Kainga Ora 5.69
Co-operative Bank - First Home Special 5.89
Co-operative Bank - Owner Occ 5.99
TSB Special 5.99
SBS FirstHome Combo 3.29
AIA - Back My Build 3.34
SBS Construction lending for FHB 3.74
CFML 321 Loans 4.20
Co-operative Bank - Owner Occ 5.34
Co-operative Bank - Standard 5.34
ICBC 5.39
Kainga Ora 5.79
Heartland Bank - Online 5.80
SBS Bank 5.84
Pepper Money Prime 5.99