Wednesday, July 02nd 2025

Little growth for the rest of this year expected

Advisers already under pressure over bank turnaround times and the rising number of mortgage applications can expect more of the same as house prices flatten.

Service agreements could help banks’ processing timeframes

Tuesday, July 01st 2025

Service agreements could help banks’ processing timeframes

As turnaround times at the major banks show little sign of improvement, FAMNZ wants clear service level agreements introduced.

New record for low equity loans

Monday, June 30th 2025

New record for low equity loans

Mortgage lending in May was back to March levels at $8.6 billion after taking a dip in April. Two years ago, that figure was $5.8 billion.

Bottom of OCR cuts either here or not far away - ASB

Friday, June 27th 2025

Bottom of OCR cuts either here or not far away - ASB

ASB economists say the extent of further interest rate falls is now up in the air and the OCR could bottom out at 3%.

New unsecured loan offer as BNZ chases SME market

Thursday, June 26th 2025

New unsecured loan offer as BNZ chases SME market

BNZ is offering small businesses unsecured loans of up to $50,000 on digital only applications through its new Merchant Flexi Loan.

Business funding landscape change

Thursday, June 26th 2025

Business funding landscape change

Kiwibank is stepping out of its comfort zone and starting a new lending programme for start-ups.

Advisers’ fraudulent activity to be rooted out by FMA

Wednesday, June 25th 2025

Advisers’ fraudulent activity to be rooted out by FMA

Advisers selling mortgages and insurance through misleading or fraudulent activities are coming under the beady eye of the Financial Markets Authority (FMA).

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Never a better time in four years for first home buyers

Never a better time in four years for first home buyers

Wednesday, June 25th 2025

Falling interest rates and house prices leading to better mortgage affordability is drawing first home buyers into the market in increasing numbers.

NZHL strengthens leadership with GM appointment

NZHL strengthens leadership with GM appointment

Wednesday, June 25th 2025

Home loan and insurance adviser network New Zealand Home Loans has appointed a new general manager, franchise and distribution.

NZ mortgage payments to drop by $3b in the next year: Macquarie

NZ mortgage payments to drop by $3b in the next year: Macquarie

Monday, June 23rd 2025

About 70% of mortgages will reprice in the next 12 months and that is going to mean New Zealand’s collective mortgage payments will fall by about $3 billion, according to analysis by Macquarie Research.

Advisers well positioned to fill SME lending gap left by banks

Advisers well positioned to fill SME lending gap left by banks

Saturday, June 21st 2025

Small businesses struggling to access capital as bank lending slows.

Calls for hold on OCR strengthen as GDP comes in higher than expected

Calls for hold on OCR strengthen as GDP comes in higher than expected

Thursday, June 19th 2025

Economists expect the OCR to be kept on hold at its meeting next month as GDP came in at 0.8% for the first quarter of the year – higher than most forecasters had predicted.

NZFSG teams up with Cotality

NZFSG teams up with Cotality

Wednesday, June 18th 2025

NZFSG and Cotality (formerly Core Logic) partner to empower mortgage advisers with industry-leading property data and insights.

Rising inflation adding to RBNZ’s headache

Rising inflation adding to RBNZ’s headache

Wednesday, June 18th 2025

Inflation is expected to break through the RBNZ’s top line of 3% in the next quarter, intensifying its headache.

Professional mortgage advice central as wave of fintechs expected

Professional mortgage advice central as wave of fintechs expected

Tuesday, June 17th 2025

Fintechs offering cheap mortgages without advice to borrowers won’t make mortgage advisers redundant.

Townhouse values hit and miss as buyers prefer stand-alone houses

Townhouse values hit and miss as buyers prefer stand-alone houses

Friday, June 13th 2025

Easing mortgage rates mean more affordable stand-alone houses are appealing to home buyers again.

Growth here, there, not quite everywhere

Growth here, there, not quite everywhere

Thursday, June 12th 2025

Westpac has upgraded its GDP growth expectations from 0.4% to 0.7% meaning a strong case for the RBNZ to leave the OCR unchanged at its July review.

‘Excessive’ security agreements by banks need investigating – lobby group

‘Excessive’ security agreements by banks need investigating – lobby group

Wednesday, June 11th 2025

Banks’ general security agreements could come under scrutiny from the Commerce Commission.

KiwiSaver scheme funding new cheap floating rate start up

KiwiSaver scheme funding new cheap floating rate start up

Tuesday, June 10th 2025

A new fintech is offering residential floating mortgages funded by KiwiSaver scheme Generate at rates well below the major banks.

Kiwibank lent more on mortgages in year ended March than Westpac

Kiwibank lent more on mortgages in year ended March than Westpac

Monday, June 09th 2025

Kiwibank lent more on mortgages in the year ended March than Westpac did while ANZ Bank New Zealand continues to lose market share.

Call for expected next OCR cut to be delayed

Call for expected next OCR cut to be delayed

Monday, June 09th 2025

While lower mortgage interest rates are allowing more first home buyers to get into the market, ASB says there is a case for holding a predicted further interest rate cut in July.

SBS FirstHome Combo 4.29
Unity First Home Buyer special 4.29
Co-operative Bank - First Home Special 4.85
China Construction Bank 4.85
TSB Special 4.89
ASB Bank 4.89
Kiwibank Special 4.89
Westpac Special 4.89
Kainga Ora 4.89
BNZ - Std 4.89
AIA - Go Home Loans 4.89
Nelson Building Society 4.93
Westpac Special 4.95
BNZ - Std 4.95
China Construction Bank 4.95
Wairarapa Building Society 4.95
Kiwibank Special 4.95
AIA - Go Home Loans 4.95
TSB Special 4.95
ANZ Special 4.95
ASB Bank 4.95
SBS Bank Special 4.95
SBS Bank Special 5.39
Westpac Special 5.39
Co-operative Bank - Owner Occ 5.59
ASB Bank 5.59
BNZ - Std 5.59
BNZ - Classic 5.59
AIA - Go Home Loans 5.59
Kainga Ora 5.69
Kiwibank Special 5.79
ANZ 5.79
TSB Special 5.89
SBS Construction lending for FHB 3.94
AIA - Back My Build 4.44
CFML 321 Loans 4.99
Co-operative Bank - Owner Occ 5.95
Co-operative Bank - Standard 5.95
Heartland Bank - Online 5.99
Pepper Money Prime 6.29
Kiwibank - Offset 6.35
Kiwibank 6.35
TSB Special 6.39
China Construction Bank Special 6.44