Wednesday, December 10th 2025

New RBNZ gov Anna Breman: so far, so good

[OPINION] The one thing that newly installed Reserve Bank governor Anna Breman has demonstrated is that she isn’t shy of being in the public eye and she is stressing the need for the central bank to exercise transparency and accountability.

Westpac asks RBNZ to comment on conditions

Wednesday, December 10th 2025

Westpac asks RBNZ to comment on conditions

Westpac is urging the RBNZ to make some public comment on evolving financial conditions.

Monday, December 08th 2025

Chapter of economic bad news closing - ASB

New Zealand’s economy is putting recession in its rear-view mirror, with the recovery expected to pick up next year, ASB’s latest Quarterly Economic Forecast says.

Mortgage pain could return before Christmas

Friday, December 05th 2025

Mortgage pain could return before Christmas

Fixed mortgage interest rates could start rising before Christmas because the economy’s direction is now up, economist Tony Alexander says.

Buyers sitting on the sidelines in best time to buy in a decade

Thursday, December 04th 2025

Buyers sitting on the sidelines in best time to buy in a decade

Stable house prices, low interest rates and plenty of houses to choose from are still not enticing buyers.

Differing views on 50-year mortgage

Tuesday, December 02nd 2025

Differing views on 50-year mortgage

US president Donald Trump recently raised the idea of 50 year mortgages; but New Zealand advisers say such long loans won’t take off in New Zealand.

Big fall in mortgages rolling over onto lower rates still to come

Tuesday, December 02nd 2025

Big fall in mortgages rolling over onto lower rates still to come

The fall in borrowing costs is only half-way through for households, even though the RBNZ appears to have made its last cut to the OCR.

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Loan Market's 2025 Professional Development Day Highlights Standout Year and Bold Growth Vision

Loan Market's 2025 Professional Development Day Highlights Standout Year and Bold Growth Vision

Monday, December 01st 2025

Loan Market lays out its plans to become the best known mortgage advice firm in New Zealand.

Will banks be able to process applications qualifying for cash backs in time?

Will banks be able to process applications qualifying for cash backs in time?

Monday, December 01st 2025

Questions are being asked about whether banks offering 1.5% cash backs will be able to process the volume of applications in time.

RBNZ has probably done cutting with OCR now at 2.25%

RBNZ has probably done cutting with OCR now at 2.25%

Wednesday, November 26th 2025

The Reserve Bank has probably finished cutting its official cash rate (OCR) after today’s 25 basis point cut to 2.25%, but it could be starting to hike again late next year, according to its latest monetary policy statement.

OCR Cut: What the RBNZ said

OCR Cut: What the RBNZ said

Wednesday, November 26th 2025

In its final cash rate decision of the year the Reserve Bank has decided to cut the OCR 25 points to 2.25%. Here's what it said.

Houses selling at a loss hit a 12 year high

Houses selling at a loss hit a 12 year high

Wednesday, November 26th 2025

About one in five Auckland residential properties (19.3%) sold for less than their original purchase price in the third quarter, up from up from 15.9% in the second quarter.

Huge surge in borrowers chasing big cash back offers

Huge surge in borrowers chasing big cash back offers

Monday, November 24th 2025

ANZ sparks mortgage battle with cash back offer; others follow suit.

OCR Preview: How far is far enough for the RBNZ?

OCR Preview: How far is far enough for the RBNZ?

Friday, November 21st 2025

Economists expect the OCR to drop another 0.25% to 2.25% next week, with a 50/50 chance of another cut in February.

Flat market won’t generate much capital gains tax

Flat market won’t generate much capital gains tax

Thursday, November 20th 2025

For Labour’s capital gains tax (CGT) to collect much revenue house prices will need to rise at a faster rate than they are.

Westpac likely to book one-off profit by axing trail commissions

Westpac likely to book one-off profit by axing trail commissions

Wednesday, November 19th 2025

Westpac could potentially book a one-off profit of more than $50 million from its decision to axe trail commissions to mortgage advisers.

Why refixing deserves more than five minutes

Why refixing deserves more than five minutes

Tuesday, November 18th 2025

Banks love it when clients refix their mortgages online; but it's not always the best option for borrowers.

ANZ sees adviser business dropping but wants to turn things around

ANZ sees adviser business dropping but wants to turn things around

Monday, November 17th 2025

ANZ Bank chief executive Antonia Watson tells TMM the bank scored an own goal on servicing but has worked hard to turn things around. 

Baden Martin steps down as NZFSG CEO

Baden Martin steps down as NZFSG CEO

Wednesday, November 12th 2025

After two years as NZ Financial Services Group's chief executive Baden Martin has decided to leave the company.

White paper urges central technology role for mortgage advisers

White paper urges central technology role for mortgage advisers

Wednesday, November 12th 2025

New Zealand mortgage advisers would play a central role in the development of technology under a proposal from an International Mortgage Brokers Federation (IMBF) white paper.

ANZ lessened reliance on advisers in year ended Sept

ANZ lessened reliance on advisers in year ended Sept

Monday, November 10th 2025

ANZ Bank New Zealand held its reliance on mortgage advisers steady in the six months ended September compared with the six months ended March.

Unity First Home Buyer special 3.99
ICBC 4.25
SBS FirstHome Combo 4.29
Co-operative Bank - First Home Special 4.35
TSB Special 4.39
Co-operative Bank - Owner Occ 4.45
ANZ Special 4.49
ASB Bank 4.49
SBS Bank Special 4.49
Unity Special 4.49
Westpac Special 4.49
TSB Special 4.49
ANZ Special 4.49
ASB Bank 4.49
Co-operative Bank - Owner Occ 4.49
Kainga Ora 4.49
BNZ - Std 4.49
Kiwibank Special 4.49
SBS Bank Special 4.49
AIA - Go Home Loans 4.49
Wairarapa Building Society 4.59
Nelson Building Society 4.59
ICBC 4.99
BNZ - Std 4.99
SBS Bank Special 4.99
Kainga Ora 5.15
ASB Bank 5.15
AIA - Go Home Loans 5.15
Co-operative Bank - Owner Occ 5.19
Westpac Special 5.29
TSB Special 5.39
Kiwibank Special 5.39
ANZ 5.39
SBS FirstHome Combo 3.29
AIA - Back My Build 3.34
SBS Construction lending for FHB 3.74
CFML 321 Loans 3.95
Co-operative Bank - Owner Occ 4.99
Co-operative Bank - Standard 4.99
Heartland Bank - Online 5.30
ICBC 5.39
Kiwibank - Offset 5.65
Kiwibank 5.65
ANZ 5.69