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Friday, June 13th 2025
Townhouse values hit and miss as buyers prefer stand-alone houses
Easing mortgage rates mean more affordable stand-alone houses are appealing to home buyers again.
News > News
Friday, June 13th 2025
Easing mortgage rates mean more affordable stand-alone houses are appealing to home buyers again.
Thursday, June 12th 2025
Westpac has upgraded its GDP growth expectations from 0.4% to 0.7% meaning a strong case for the RBNZ to leave the OCR unchanged at its July review.
Wednesday, June 11th 2025
Banks’ general security agreements could come under scrutiny from the Commerce Commission.
Tuesday, June 10th 2025
A new fintech is offering residential floating mortgages funded by KiwiSaver scheme Generate at rates well below the major banks.
Monday, June 09th 2025
Kiwibank lent more on mortgages in the year ended March than Westpac did while ANZ Bank New Zealand continues to lose market share.
Monday, June 09th 2025
While lower mortgage interest rates are allowing more first home buyers to get into the market, ASB says there is a case for holding a predicted further interest rate cut in July.
Friday, June 06th 2025
The move to longer term fixed mortgages is gathering speed although a substantial share is still on floating or short-term rates as the RBNZ has indicated two more possible OCR cuts to 2.75%.
Thursday, June 05th 2025
NZ Financial Services Group has launched a new workflow tool, Deal Board, in its CRM that gives mortgage advisers a clear, customisable, real-time view of their loan pipelines — streamlining processes, cutting admin time, and helping businesses stay one step ahead.
Wednesday, June 04th 2025
The number of home owners with their mortgages in arrears is dropping.
Tuesday, June 03rd 2025
In a market where available house sale listings are abundant and buyers hold most of the pricing power, first home buyers (FHBs) are ascendent.
Friday, May 30th 2025
The Reserve Bank is expecting house prices in New Zealand to rise about 4.5% this year but that’s a much more modest increase than has been the case historically, according to RBNZ assistant governor for money Karen Silk.
Friday, May 30th 2025
Fixing mortgages for six months is still an attractive option compared to floating rates for borrowers, ANZ says in its latest Property Focus.
Thursday, May 29th 2025
Nothing really changes for the housing market after yesterday’s drop in the OCR to 3.25%.
Thursday, May 29th 2025
The Reserve Bank expects about 45% of mortgages will be refixed in the June and September quarters with advertised rates for one and two-year fixed mortgages having fallen below 5% for the first time since 2022.
Wednesday, May 28th 2025
The Reserve Bank is signalling just two further cuts in the official cash rate (OCR) in the current cycle, with the OCR bottoming at 2.9% in the December quarter and remaining at that level through to the March quarter of 2027.
![[BREAKING] OCR lowered to 3.25%](https://www.goodreturns.co.nz/pics/logos/OCR-CUT.jpg)
Wednesday, May 28th 2025
Monetary Policy Statement media release and the MPC’s Record of Meeting, which summarises the committee's discussions, leading to the decision.
Wednesday, May 28th 2025
Investors are again on the back foot in the mortgage market when it comes to the amount being borrowed.
Tuesday, May 27th 2025
The New Zealand Institute of Economic Research’s (NZIER) Monetary Policy Shadow Board is recommending a 0.25% OCR cut tomorrow except Kiwibank chief economist Jarrod Kerr who says it should be 0.50%.
Monday, May 26th 2025
It was significantly up on the $584 million lent to low deposit borrowers in March last year and $510 lent by banks in March 2023.
Friday, May 23rd 2025
“The Government halving its KiwiSaver contribution to $260 a year is not going to make or break deposits for first home or other house buyers.
Friday, May 23rd 2025
The Budget Is unlikely to have much bearing on next week’s RBNZ OCR review and Monetary Policy Statement.
| Unity First Home Buyer special | 4.29 |
| SBS FirstHome Combo | 4.29 |
| ICBC | 4.85 |
| Co-operative Bank - First Home Special | 4.85 |
| Kiwibank Special | 4.89 |
| Westpac Special | 4.89 |
| ANZ Special | 4.95 |
| AIA - Go Home Loans | 4.95 |
| BNZ - Std | 4.95 |
| Co-operative Bank - Owner Occ | 4.95 |
| SBS Bank Special | 4.95 |
| Nelson Building Society | 4.93 |
| ICBC | 4.95 |
| AIA - Go Home Loans | 4.95 |
| Wairarapa Building Society | 4.95 |
| ANZ Special | 4.95 |
| ASB Bank | 4.95 |
| SBS Bank Special | 4.95 |
| Westpac Special | 4.95 |
| BNZ - Std | 4.95 |
| Kiwibank Special | 4.95 |
| China Construction Bank | 4.99 |
| SBS Bank Special | 5.39 |
| ICBC | 5.39 |
| Westpac Special | 5.39 |
| BNZ - Classic | 5.59 |
| BNZ - Std | 5.59 |
| Co-operative Bank - Owner Occ | 5.59 |
| ASB Bank | 5.69 |
| AIA - Go Home Loans | 5.69 |
| Kiwibank Special | 5.79 |
| Kainga Ora | 5.79 |
| ANZ | 5.79 |
| SBS Construction lending for FHB | 3.94 |
| AIA - Back My Build | 4.44 |
| CFML 321 Loans | 4.99 |
| Co-operative Bank - Standard | 5.95 |
| Co-operative Bank - Owner Occ | 5.95 |
| Heartland Bank - Online | 5.99 |
| Kiwibank - Offset | 6.35 |
| Kiwibank | 6.35 |
| TSB Special | 6.39 |
| China Construction Bank Special | 6.44 |
| ASB Bank | 6.44 |
