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Wednesday, November 26th 2025
The Reserve Bank has probably finished cutting its official cash rate (OCR) after today’s 25 basis point cut to 2.25%, but it could be starting to hike again late next year, according to its latest monetary policy statement.
Wednesday, November 26th 2025
In its final cash rate decision of the year the Reserve Bank has decided to cut the OCR 25 points to 2.25%. Here's what it said.
Wednesday, November 26th 2025
About one in five Auckland residential properties (19.3%) sold for less than their original purchase price in the third quarter, up from up from 15.9% in the second quarter.
Monday, November 24th 2025
ANZ sparks mortgage battle with cash back offer; others follow suit.
Friday, November 21st 2025
Economists expect the OCR to drop another 0.25% to 2.25% next week, with a 50/50 chance of another cut in February.
Thursday, November 20th 2025
For Labour’s capital gains tax (CGT) to collect much revenue house prices will need to rise at a faster rate than they are.
Wednesday, November 19th 2025
Westpac could potentially book a one-off profit of more than $50 million from its decision to axe trail commissions to mortgage advisers.
Tuesday, November 18th 2025
Banks love it when clients refix their mortgages online; but it's not always the best option for borrowers.
Monday, November 17th 2025
ANZ Bank chief executive Antonia Watson tells TMM the bank scored an own goal on servicing but has worked hard to turn things around.
Wednesday, November 12th 2025
After two years as NZ Financial Services Group's chief executive Baden Martin has decided to leave the company.
Wednesday, November 12th 2025
New Zealand mortgage advisers would play a central role in the development of technology under a proposal from an International Mortgage Brokers Federation (IMBF) white paper.
Monday, November 10th 2025
ANZ Bank New Zealand held its reliance on mortgage advisers steady in the six months ended September compared with the six months ended March.
Monday, November 10th 2025
The growth in lending on housing has hit its highest level since August 2022.
Saturday, November 08th 2025
This Property Pulse explores 10 key insights shaping the mortgage market right now – from the rise in refinancing to the growing appetite for short-term fixed rates.
Friday, November 07th 2025
Floating and short-term interest rates for mortgages gained traction again in September before the RBNZ’s big 0.50% OCR cut in October.
Thursday, November 06th 2025
The numbers are showing convincingly that Bank of New Zealand is again shifting away from using mortgage advisers to originate home loans.
Thursday, November 06th 2025
Household stress has started to decline as debt-servicing costs have fallen, the Reserve Bank’s latest Financial Stability Report shows.
Tuesday, November 04th 2025
Westpac chief executive Catherine McGrath explains why the bank is ending trail commissions on home loans and says the move isn't impacting applications.
Monday, November 03rd 2025
Westpac New Zealand accelerated its mortgage lending in the six months ended September, adding a net $1.72 billion in new loans in the six months, up from the $1.51 billion added in the six months ended March. Also, the share of business written by advisers grew.
Monday, November 03rd 2025
The early stages of a property recovery could have appeared in the past two months, Kelvin Davidson, Cotality chief property economist says.
Friday, October 31st 2025
The country’s biggest mortgage lender says homeowners should start thinking about fixing interest rates for longer as the bottom of the mortgage cycle is near.
| Unity First Home Buyer special | 3.99 |
| ICBC | 4.25 |
| SBS FirstHome Combo | 4.29 |
| Co-operative Bank - First Home Special | 4.35 |
| TSB Special | 4.39 |
| Co-operative Bank - Owner Occ | 4.45 |
| ANZ Special | 4.49 |
| ASB Bank | 4.49 |
| SBS Bank Special | 4.49 |
| Unity Special | 4.49 |
| Westpac Special | 4.49 |
| Westpac Special | 4.45 |
| SBS Bank Special | 4.49 |
| BNZ - Std | 4.49 |
| Kiwibank Special | 4.49 |
| TSB Special | 4.49 |
| AIA - Go Home Loans | 4.49 |
| ANZ Special | 4.49 |
| ASB Bank | 4.49 |
| Co-operative Bank - Owner Occ | 4.49 |
| ICBC | 4.59 |
| Wairarapa Building Society | 4.59 |
| SBS Bank Special | 4.99 |
| Westpac Special | 4.99 |
| ICBC | 4.99 |
| BNZ - Std | 4.99 |
| AIA - Go Home Loans | 5.15 |
| ASB Bank | 5.15 |
| Co-operative Bank - Owner Occ | 5.19 |
| ANZ | 5.39 |
| TSB Special | 5.39 |
| Kiwibank Special | 5.39 |
| Kainga Ora | 5.49 |
| SBS FirstHome Combo | 3.44 |
| AIA - Back My Build | 3.54 |
| SBS Construction lending for FHB | 3.74 |
| CFML 321 Loans | 4.25 |
| Co-operative Bank - Owner Occ | 4.99 |
| Co-operative Bank - Standard | 4.99 |
| ICBC | 5.39 |
| Heartland Bank - Online | 5.45 |
| Kiwibank - Offset | 5.65 |
| Kiwibank | 5.65 |
| ANZ | 5.69 |
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