Search
Thursday, November 06th 2025
BNZ again shuns advisers and the numbers show it
The numbers are showing convincingly that Bank of New Zealand is again shifting away from using mortgage advisers to originate home loans.
News > News
Thursday, November 06th 2025
The numbers are showing convincingly that Bank of New Zealand is again shifting away from using mortgage advisers to originate home loans.
Thursday, November 06th 2025
Household stress has started to decline as debt-servicing costs have fallen, the Reserve Bank’s latest Financial Stability Report shows.
Tuesday, November 04th 2025
Westpac chief executive Catherine McGrath explains why the bank is ending trail commissions on home loans and says the move isn't impacting applications.
Monday, November 03rd 2025
Westpac New Zealand accelerated its mortgage lending in the six months ended September, adding a net $1.72 billion in new loans in the six months, up from the $1.51 billion added in the six months ended March. Also, the share of business written by advisers grew.
Monday, November 03rd 2025
The early stages of a property recovery could have appeared in the past two months, Kelvin Davidson, Cotality chief property economist says.
Friday, October 31st 2025
The country’s biggest mortgage lender says homeowners should start thinking about fixing interest rates for longer as the bottom of the mortgage cycle is near.
Thursday, October 30th 2025
Labour’s capital gains tax of 28% on residential and commercial property won’t deter investors who invest for cashflow, Nick Gentle, iFind Property founder and buyer’s agent says.
Tuesday, October 28th 2025
Financial markets have fully priced a 0.25% OCR cut next month and a chance of even further falls, despite inflation lifting to 3%.
Friday, October 24th 2025
As the mortgage industry enters a “decade of unprecedented change” a white paper from the recent International Mortgage Brokers Federation’s (IMBF) world summit predicts personalised human advice will keep advisers at the centre of the profession.
Thursday, October 23rd 2025
Two challenger banks from each side of the Tasman say that fast turn-around times and reliability are key factors in doing business with mortgage advisers.
Wednesday, October 22nd 2025
The Reserve Bank is walking a fine line between kick-starting the economy’s recovery and overstimulating growth by the end of next year.
Monday, October 20th 2025
Former Finance Minster Bill English says the days of guaranteed capital gains in the housing market are over,
Friday, October 17th 2025
One interesting point the RBNZ brought up when it cut the OCR by 0.50% last week is that long-term interest rates haven’t fallen much, even as short-term interest rates have, says ASB in an economic note.
Thursday, October 16th 2025
Westpac is axing trail commissions on home loans from June next year.
Wednesday, October 15th 2025
The RBNZ should have eased LVR restrictions months ago, says one seasoned adviser who has worked on both sides of the fence.
Tuesday, October 14th 2025
The Reserve Bank intends to ease mortgage loan-to-value ratio (LVR) restrictions from December 1.
Tuesday, October 14th 2025
A quarter of all new home loans went to first home buyers in the first half of this year, data from the New Zealand Banking Association’s retail insights show.
Monday, October 13th 2025
The problem getting in the way of first home buyers is not financial, it is psychological, an experienced mortgage adviser says.
Friday, October 10th 2025
The latest data from the RBNZ’s series new lending fully secured by residential mortgages, shows home owners are far from set on longer mortgage terms, although the interest rates are below 5%.
Thursday, October 09th 2025
While the RBNZ yesterday delivered on what the economy and Kiwis desperately needed, some economists don’t think the OCR cuts are at an end.
Wednesday, October 08th 2025
The Reserve Bank has decided the economy needs more help than it had previously forecast by cutting its official cash rate (OCR) by 50 basis points to 2.5%.
| Unity First Home Buyer special | 3.99 |
| ICBC | 4.25 |
| SBS FirstHome Combo | 4.29 |
| Co-operative Bank - First Home Special | 4.35 |
| TSB Special | 4.39 |
| Co-operative Bank - Owner Occ | 4.45 |
| ANZ Special | 4.49 |
| ASB Bank | 4.49 |
| SBS Bank Special | 4.49 |
| Unity Special | 4.49 |
| Westpac Special | 4.49 |
| Westpac Special | 4.45 |
| SBS Bank Special | 4.49 |
| BNZ - Std | 4.49 |
| Kiwibank Special | 4.49 |
| TSB Special | 4.49 |
| AIA - Go Home Loans | 4.49 |
| ANZ Special | 4.49 |
| ASB Bank | 4.49 |
| Co-operative Bank - Owner Occ | 4.49 |
| ICBC | 4.59 |
| Wairarapa Building Society | 4.59 |
| SBS Bank Special | 4.99 |
| Westpac Special | 4.99 |
| ICBC | 4.99 |
| BNZ - Std | 4.99 |
| AIA - Go Home Loans | 5.15 |
| ASB Bank | 5.15 |
| Co-operative Bank - Owner Occ | 5.19 |
| ANZ | 5.39 |
| TSB Special | 5.39 |
| Kiwibank Special | 5.39 |
| Kainga Ora | 5.49 |
| SBS FirstHome Combo | 3.44 |
| AIA - Back My Build | 3.54 |
| SBS Construction lending for FHB | 3.74 |
| CFML 321 Loans | 4.25 |
| Co-operative Bank - Owner Occ | 5.30 |
| Co-operative Bank - Standard | 5.30 |
| ICBC | 5.39 |
| Heartland Bank - Online | 5.45 |
| Kiwibank - Offset | 5.80 |
| Kiwibank | 5.80 |
| ANZ | 5.89 |
