Monday, January 12th 2026

When will the first OCR increase occur?

Economist Tony Alexander says based on the  Australian rate looking like it will be raised from 3.6% before the middle of this year, the New Zealand OCR will comfortably rise before the end of the year.

Open banking making life easier for advisers and lenders

Thursday, January 08th 2026

Open banking making life easier for advisers and lenders

Early adopter advisers and lenders are now using regulated open banking connections to make it easier for people to apply for a home loan.

Wednesday, January 07th 2026

Queenstown not off the radar for first home buyers

First home buyers are not being deterred by Queenstown’s soaring house prices.

Investor DTI borrowing limit close

Tuesday, January 06th 2026

Investor DTI borrowing limit close

Investor mortgage borrowing is edging closer to where debt-to-income (DTI) restrictions start to kick in.

Record levels of first home buyers taking out low deposit loans

Tuesday, December 23rd 2025

Record levels of first home buyers taking out low deposit loans

About half of all first home buyer lending has been done at a less than 20% deposit in recent months.

Thursday, December 18th 2025

Another blow to advisers over trail commissions

Mortgage advisers have been given more bad news over trail commissions just before Christmas.

Advisers’ vigilance against cyber criminals critical over summer break

Thursday, December 18th 2025

Advisers’ vigilance against cyber criminals critical over summer break

Advisers are being warned about cyber criminals ramping up activity over the holidays.

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Afterburner AI does deals to cover 60% of mortgage advice industry

Afterburner AI does deals to cover 60% of mortgage advice industry

Wednesday, December 17th 2025

Financial advice AI platform Afterburner has expanded to cover about 60 percent of the mortgage advice market, through new enterprise-level partnerships with Link Financial Group, NZFSG and Loan Market.

Robust recovery tipped by Kiwibank

Robust recovery tipped by Kiwibank

Monday, December 15th 2025

Lower interest rates are doing their job. The medicine is working, Kiwibank says.

New RBNZ gov Anna Breman: so far, so good

New RBNZ gov Anna Breman: so far, so good

Wednesday, December 10th 2025

[OPINION] The one thing that newly installed Reserve Bank governor Anna Breman has demonstrated is that she isn’t shy of being in the public eye and she is stressing the need for the central bank to exercise transparency and accountability.

Westpac asks RBNZ to comment on conditions

Westpac asks RBNZ to comment on conditions

Wednesday, December 10th 2025

Westpac is urging the RBNZ to make some public comment on evolving financial conditions.

Chapter of economic bad news closing - ASB

Chapter of economic bad news closing - ASB

Monday, December 08th 2025

New Zealand’s economy is putting recession in its rear-view mirror, with the recovery expected to pick up next year, ASB’s latest Quarterly Economic Forecast says.

Mortgage pain could return before Christmas

Mortgage pain could return before Christmas

Friday, December 05th 2025

Fixed mortgage interest rates could start rising before Christmas because the economy’s direction is now up, economist Tony Alexander says.

Buyers sitting on the sidelines in best time to buy in a decade

Buyers sitting on the sidelines in best time to buy in a decade

Thursday, December 04th 2025

Stable house prices, low interest rates and plenty of houses to choose from are still not enticing buyers.

Differing views on 50-year mortgage

Differing views on 50-year mortgage

Tuesday, December 02nd 2025

US president Donald Trump recently raised the idea of 50 year mortgages; but New Zealand advisers say such long loans won’t take off in New Zealand.

Big fall in mortgages rolling over onto lower rates still to come

Big fall in mortgages rolling over onto lower rates still to come

Tuesday, December 02nd 2025

The fall in borrowing costs is only half-way through for households, even though the RBNZ appears to have made its last cut to the OCR.

Loan Market's 2025 Professional Development Day Highlights Standout Year and Bold Growth Vision

Loan Market's 2025 Professional Development Day Highlights Standout Year and Bold Growth Vision

Monday, December 01st 2025

Loan Market lays out its plans to become the best known mortgage advice firm in New Zealand.

Will banks be able to process applications qualifying for cash backs in time?

Will banks be able to process applications qualifying for cash backs in time?

Monday, December 01st 2025

Questions are being asked about whether banks offering 1.5% cash backs will be able to process the volume of applications in time.

RBNZ has probably done cutting with OCR now at 2.25%

RBNZ has probably done cutting with OCR now at 2.25%

Wednesday, November 26th 2025

The Reserve Bank has probably finished cutting its official cash rate (OCR) after today’s 25 basis point cut to 2.25%, but it could be starting to hike again late next year, according to its latest monetary policy statement.

OCR Cut: What the RBNZ said

OCR Cut: What the RBNZ said

Wednesday, November 26th 2025

In its final cash rate decision of the year the Reserve Bank has decided to cut the OCR 25 points to 2.25%. Here's what it said.

Houses selling at a loss hit a 12 year high

Houses selling at a loss hit a 12 year high

Wednesday, November 26th 2025

About one in five Auckland residential properties (19.3%) sold for less than their original purchase price in the third quarter, up from up from 15.9% in the second quarter.

Unity First Home Buyer special 3.99
SBS FirstHome Combo 3.99
ICBC 4.25
Co-operative Bank - First Home Special 4.35
Co-operative Bank - Owner Occ 4.45
TSB Special 4.49
ANZ Special 4.49
ASB Bank 4.49
SBS Bank Special 4.49
Unity Special 4.49
Westpac Special 4.49
TSB Special 4.00
Kiwibank Special 4.49
Kainga Ora 4.49
Nelson Building Society 4.59
ICBC 4.59
Unity Special 4.65
SBS Bank Special 4.69
ANZ Special 4.69
BNZ - Std 4.69
Westpac Special 4.75
ASB Bank 4.75
ICBC 4.99
Kainga Ora 5.15
SBS Bank Special 5.29
Westpac Special 5.29
BNZ - Std 5.29
Kiwibank Special 5.39
TSB Special 5.39
ASB Bank 5.45
AIA - Go Home Loans 5.45
Co-operative Bank - Owner Occ 5.49
BNZ - Classic 5.59
SBS FirstHome Combo 3.29
AIA - Back My Build 3.34
SBS Construction lending for FHB 3.74
CFML 321 Loans 3.95
Co-operative Bank - Owner Occ 4.99
Co-operative Bank - Standard 4.99
Heartland Bank - Online 5.30
ICBC 5.39
Kiwibank - Offset 5.65
Kiwibank 5.65
ANZ 5.69