Lyn McMorran, FSF

Friday, July 18th 2025

Crunch time for credit rules - FSF

Specialist lenders are urging lawmakers to strike the right balance on the country’s consumer credit rules.

Surge in complaints against advisers

Thursday, July 17th 2025

Surge in complaints against advisers

Complaints about mortgage, insurance and wealth advisers made up the largest number of cases investigated by Financial Services Complaints Ltd (FSCL) in the year to the end of last month.

Interest rates could drop, house prices increase as people age

Wednesday, July 16th 2025

Interest rates could drop, house prices increase as people age

An ageing population is expected to continue putting downward pressure on neutral interest
rates and house prices could increase, a RBNZ briefing paper reveals.

Big, fat beautiful fees

Tuesday, July 15th 2025

Big, fat beautiful fees

Banks have lobbied themselves another profit centre under open banking, which could kill fintech innovation, Sam Stubbs of KiwiSaver Simplicity says.

Pausing while pass through of interest rate cuts catches up

Monday, July 14th 2025

Pausing while pass through of interest rate cuts catches up

Adding to the RBNZ’s cautious OCR approach and pause on cuts this month is the full impact of the large interest rate reductions over the past year is yet to be felt.
 

Significant number of borrowers still hanging out for OCR cuts

Thursday, July 10th 2025

Significant number of borrowers still hanging out for OCR cuts

Even though the OCR didn’t budge yesterday, a sizeable chunk of mortgage holders are expected to keep fixing at floating rates in the hope there will be further cuts.

Mortgage rates may have bottomed already as RBNZ holds OCR

Wednesday, July 09th 2025

Mortgage rates may have bottomed already as RBNZ holds OCR

While there’s debate within the Reserve Bank’s monetary policy committee about where interest rates are headed, mortgage rates have either bottomed already or have only a little further to fall, says Kiwibank chief economist Jarrod Kerr.

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[BREAKING NEWS] What the RBNZ said today about interest rates

[BREAKING NEWS] What the RBNZ said today about interest rates

Wednesday, July 09th 2025

The Monetary Policy Committee today agreed to hold the Official Cash Rate at 3.25%. Here's why in its own words.

KAN's AB joins up with another group

KAN's AB joins up with another group

Tuesday, July 08th 2025

Kiwi Adviser Network's one authorised body is moving to SHARE, but will keep aggregating through KAN.

Asset prices and spending going nowhere

Asset prices and spending going nowhere

Monday, July 07th 2025

Falling interest rates might not be sufficient to boost spending, the BNZ says.

The OCR gravy train is slowing

The OCR gravy train is slowing

Friday, July 04th 2025

Common expectations among economists is the OCR will not budge from 3.25% at next week’s RBNZ meeting.

Mortgage arrears still challenging

Mortgage arrears still challenging

Thursday, July 03rd 2025

Data from credit bureau Centrix and the RBNZ show different pictures for mortgage arrears.

Little growth for the rest of this year expected

Little growth for the rest of this year expected

Wednesday, July 02nd 2025

Advisers already under pressure over bank turnaround times and the rising number of mortgage applications can expect more of the same as house prices flatten.

Service agreements could help banks’ processing timeframes

Service agreements could help banks’ processing timeframes

Tuesday, July 01st 2025

As turnaround times at the major banks show little sign of improvement, FAMNZ wants clear service level agreements introduced.

New record for low equity loans

New record for low equity loans

Monday, June 30th 2025

Mortgage lending in May was back to March levels at $8.6 billion after taking a dip in April. Two years ago, that figure was $5.8 billion.

Bottom of OCR cuts either here or not far away - ASB

Bottom of OCR cuts either here or not far away - ASB

Friday, June 27th 2025

ASB economists say the extent of further interest rate falls is now up in the air and the OCR could bottom out at 3%.

New unsecured loan offer as BNZ chases SME market

New unsecured loan offer as BNZ chases SME market

Thursday, June 26th 2025

BNZ is offering small businesses unsecured loans of up to $50,000 on digital only applications through its new Merchant Flexi Loan.

Business funding landscape change

Business funding landscape change

Thursday, June 26th 2025

Kiwibank is stepping out of its comfort zone and starting a new lending programme for start-ups.

Advisers’ fraudulent activity to be rooted out by FMA

Advisers’ fraudulent activity to be rooted out by FMA

Wednesday, June 25th 2025

Advisers selling mortgages and insurance through misleading or fraudulent activities are coming under the beady eye of the Financial Markets Authority (FMA).

Never a better time in four years for first home buyers

Never a better time in four years for first home buyers

Wednesday, June 25th 2025

Falling interest rates and house prices leading to better mortgage affordability is drawing first home buyers into the market in increasing numbers.

NZHL strengthens leadership with GM appointment

NZHL strengthens leadership with GM appointment

Wednesday, June 25th 2025

Home loan and insurance adviser network New Zealand Home Loans has appointed a new general manager, franchise and distribution.

SBS FirstHome Combo 4.29
Co-operative Bank - First Home Special 4.85
China Construction Bank 4.85
ICBC 4.85
Kiwibank Special 4.89
ASB Bank 4.89
SBS Bank Special 4.89
TSB Special 4.89
Westpac Special 4.89
Kainga Ora 4.89
AIA - Go Home Loans 4.89
Nelson Building Society 4.93
ICBC 4.95
SBS Bank Special 4.95
China Construction Bank 4.95
Wairarapa Building Society 4.95
TSB Special 4.95
ANZ Special 4.95
ASB Bank 4.95
Kainga Ora 4.95
Westpac Special 4.95
AIA - Go Home Loans 4.95
SBS Bank Special 5.39
Westpac Special 5.39
ICBC 5.39
Co-operative Bank - Owner Occ 5.59
BNZ - Std 5.59
BNZ - Classic 5.59
AIA - Go Home Loans 5.59
ASB Bank 5.59
Kainga Ora 5.69
Kiwibank Special 5.79
ANZ 5.79
SBS Construction lending for FHB 3.94
AIA - Back My Build 4.44
CFML 321 Loans 4.99
Co-operative Bank - Owner Occ 5.95
Co-operative Bank - Standard 5.95
Heartland Bank - Online 5.99
Pepper Money Prime 6.29
Kiwibank - Offset 6.35
Kiwibank 6.35
TSB Special 6.39
Kainga Ora 6.44