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News > Mortgage Rates Commentary > National and NZFirst want to encourage more first home buyers; Here's what experts think of their policies

Mortgage Rates Commentary

National and NZFirst want to encourage more first home buyers; Here's what experts think of their policies

Tuesday, September 08th 2026

The First Home Buyers (FHB) market is arguably the strongest sector at the moment, yet National and NZ First are promoting policies to increase FHB activity. It sort of seems out of synch. What do you think?

Our story here explains the policies and has some expert reaction.

Also, we attended the Wealthpoint conference recently. The group is seeing good mortgage adviser growth. Here's what CEO Simon Manning had to say.

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Unity First Home Buyer special 4.15
SBS FirstHome Combo 4.29
ICBC 4.49
Kainga Ora 4.59
SBS Bank Special 4.69
AIA - Go Home Loans 4.75
Unity Special 4.80
TSB Special 4.85
China Construction Bank 4.85
Co-operative Bank - First Home Special 4.89
Kiwibank Special 4.95
Kainga Ora 4.95
China Construction Bank 4.95
ICBC 4.99
SBS Bank Special 5.29
Co-operative Bank - First Home Special 5.29
Unity Special 5.29
Kiwibank Special 5.39
ASB Bank 5.45
BNZ - Std 5.45
AIA - Go Home Loans 5.45
Co-operative Bank - Owner Occ 5.45
SBS Bank Special 5.49
BNZ - Std 5.49
ASB Bank 5.59
AIA - Go Home Loans 5.59
ICBC 5.65
Kiwibank Special 5.69
Kainga Ora 5.69
Co-operative Bank - First Home Special 5.89
Westpac Special 5.99
Co-operative Bank - Owner Occ 5.99
TSB Special 5.99
SBS FirstHome Combo 3.29
AIA - Back My Build 3.34
SBS Construction lending for FHB 3.79
CFML 321 Loans 4.20
ICBC 5.39
Co-operative Bank - Standard 5.69
Co-operative Bank - Owner Occ 5.69
Kainga Ora 5.79
Pepper Money Prime 5.99
Kiwibank Special 6.00
Unity Standard 6.04

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