Mortgage Rates Commentary

More mortgage advisers embarce KiwiSaver

Monday, June 22nd 2026

KiwiSaver is the flavour d'jour at the moment (and probably will be all the way into the election). Yesterday National announced that, if re-elected, it would make KiwiSaver compulsory.

Meanwhile, trail commission is disappearing with Westpac and AIA disappearing from mortgage advisers' toolkit.

As we report today, mortgage advisers are now looking to KiwiSaver as a replacement income stream. [MORE DETAILS HERE]

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Unity First Home Buyer special	4.15
SBS FirstHome Combo	4.29
ICBC	4.49
Kainga Ora	4.59
SBS Bank Special	4.69
AIA - Go Home Loans	4.75
Unity Special	4.80
TSB Special	4.85
China Construction Bank	4.85
Co-operative Bank - First Home Special	4.89
Kiwibank Special	4.95

Kainga Ora	4.95
China Construction Bank	4.95
ICBC	4.99
SBS Bank Special	5.29
Co-operative Bank - First Home Special	5.29
Unity Special	5.29
Kiwibank Special	5.39
ASB Bank	5.45
BNZ - Std	5.45
AIA - Go Home Loans	5.45
Co-operative Bank - Owner Occ	5.45

SBS Bank Special	5.49
BNZ - Std	5.49
ASB Bank	5.59
AIA - Go Home Loans	5.59
ICBC	5.65
Kiwibank Special	5.69
Kainga Ora	5.69
Co-operative Bank - First Home Special	5.89
Westpac Special	5.99
Co-operative Bank - Owner Occ	5.99
TSB Special	5.99

SBS FirstHome Combo	3.29
AIA - Back My Build	3.34
SBS Construction lending for FHB	3.79
CFML 321 Loans	4.20
ICBC	5.39
Co-operative Bank - Standard	5.69
Co-operative Bank - Owner Occ	5.69
Kainga Ora	5.79
Pepper Money Prime	5.99
Kiwibank Special	6.00
Unity Standard	6.04

Mortgage Rates Commentary

More mortgage advisers embarce KiwiSaver

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