Mortgage Rates Commentary

Huge pile of mortgage money on short terms as borrowers wait for interest rate drops; SBS and Kiwibank rates change

Monday, December 09th 2024

While mortgage lending grows most borrowers are shying away from long term fixed rates as the Reserve Bank indicates it has more OCR cutting to do. [READ ON]

RBNZ: house prices may rise 7% a year in next two years

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Unity First Home Buyer special	4.29
SBS FirstHome Combo	4.29
Co-operative Bank - First Home Special	4.85
China Construction Bank	4.85
ICBC	4.85
TSB Special	4.89
Kiwibank Special	4.89
ASB Bank	4.89
SBS Bank Special	4.89
Westpac Special	4.89
BNZ - Std	4.89

Nelson Building Society	4.93
ICBC	4.95
SBS Bank Special	4.95
China Construction Bank	4.95
Wairarapa Building Society	4.95
TSB Special	4.95
ANZ Special	4.95
ASB Bank	4.95
Kainga Ora	4.95
Westpac Special	4.95
AIA - Go Home Loans	4.95

SBS Bank Special	5.39
Westpac Special	5.39
ICBC	5.39
Co-operative Bank - Owner Occ	5.59
BNZ - Std	5.59
BNZ - Classic	5.59
AIA - Go Home Loans	5.59
ASB Bank	5.59
Kainga Ora	5.69
Kiwibank Special	5.79
ANZ	5.79

SBS Construction lending for FHB	3.94
AIA - Back My Build	4.44
CFML 321 Loans	4.99
Co-operative Bank - Owner Occ	5.95
Co-operative Bank - Standard	5.95
Heartland Bank - Online	5.99
Pepper Money Prime	6.29
Kiwibank - Offset	6.35
Kiwibank	6.35
TSB Special	6.39
Kainga Ora	6.44