Uncertain about investing? Three steps to investment comfort

We believe however that it is vitally important to be invested in shares but at the same time understand the hesitancy. Fortunately there is way to enter the equity markets without taking unnecessary risks.

So how can you protect yourself while still participating? You do have a powerful weapon in your arsenal that can shield you from the most lethal bear market - an asset allocation plan.

Simply put, it's when you invest your money in different types of stocks and bonds to spread your risk.

There's nothing that will safeguard your money better, short of stuffing it under the mattress.

Here is a three-step plan to figuring out the best asset allocation for your situation.