Ask an Expert Archive
All previous 'Ask an Expert' answers are published here. Click on the category to view all questions in that category, or use the form to search the archive by keyword.
- Property Management (82)
- Finance & Strategy (42)
- Apartments (13)
- Tax/GST/LTC (265)
- Tenancy (319)
- Property Advice (9)
- Insurance (8)
- Strategy (131)
- Mortgage (76)
- Resource Consent (18)
- Building (9)
Search the Ask an Expert archive
Property Management
Privacy around inspection photos
Formal process to end fixed-term tenancy?
Tenant lost garage door opener
Rent increase at property changeover?
Rent increase for fixed-term tenancy?
Property manager slow on rent follow-up
In breach of tenancy agreement?
Lock unchanged - who is liable?
Former property manager butting in
Increase in property management fee
Open home induces rent-reduction demands from tenant
How do I lay a complaint against a Property Manager?
Responsibilities for damage to property
How can I enforce cleanliness from tenants?
Red-stickered, how does this affect our tenant and our rental income?
Are property managers required to be registered?
Resolving issues with your property manager
Landlord's obligation for smoke alarms
Rent roll sold, where do I stand?
How do I invest from overseas?
Can I amend my tenants contract as the new landlord?
'Lazy and remiss' property management company, what can I do?
Install or not install a TV aerial?
Can landlords beak a fixed term tenancy?
Ending fixed-term tenancy, is tenant liable for rent?
Finance & Strategy
Heading overseas - sell or rent?
Getting serious on speculation
Structure for increasing investments
Considering return on investment
Investing with inherited property
Divide and conquer with a revolving credit structure
Cash-rich, how should I invest?
Apartments
Making sense of apartment rent
Apartment pipe defect - who pays?
Ins and outs of lease apartment
To furnish or not to furnish in Hamilton
Hotel Management vs Property Management.
Concerns about buying apartments
How do I protect against ground rent increases?
Tax/GST/LTC
Burning question on depreciation
Loan use determines deductibility
Is re-roofing capital or repair?
Non-resident withholding tax on UK rental?
Does depreciation need to be paid back to IRD?
GST on short-term accommodation
Structuring loans across two properties
Structure for accidental landlord
Capital gains on home and income?
Depreciation recovery on property sales
Accounting for an increasing portfolio
Structuring property ownership
Can I revalue my asset to offset tax?
Taxing issues in NZ for overseas-based investors
Should I restructure post property crash?
Off-setting costs not so simple
How have things changed under new LTC rules?
Choosing your structures for traders
Is my daughter liable for tax?
What's the best form of structure now?
Disposing of property following a partnership split
Optimum ownership for partnership structures
Your choices with the new LAQC rules
Change in circumstances forces restructure
Can a Trust have a shareholding in a LAQC?
Claiming on subdivision of family home
Has my company lost its LAQC status?
Determining life expectancy of a building
How does my profit attract ACC?
How will LAQC refinancing change under the new rules?
Will selling to my LAQC trigger tax issues?
Registered valuation or capital value?
Depreciation recovery when landlords move into rentals
Balancing the debate on possible TWG initiatives
Do I pay tax on any gains if I subdivide before 10 years ownership?
What property ownership structure would you recommend?
Claiming tax for repair work carried out
Tax obligations if changing status to non-NZ tax resident
Process to close LAQC due to separation of partners
Claiming profits and losses from a Trust
Which is the best option Trust/LAQC?
Will I be subject to CGT if I add-value and sell?
Will LAQC changes encourage investors to sell?
Taxation status of LAQC under the new regime
Tax issues with NZ property when living overseas
Can I let to a family member if I am overseas?
Can a Trust help me offset property losses?
How should I structure my assets?
Transfer of ownership to LAQC process
Protecting properties through structures
Likely outcome of the government's continued focus on LAQC's?
How should I re-structure if I relocate overseas?
Will potential CGT be retrospective?
Leasing land tax implications?
Can I claim a rental loss from my Trust when I am residing in it?
How can we minimise our losses from overseas?
Are subdivision costs tax deductable?
Can I claim depreciation on insulation costs?
Would IRD view this as tax avoidance?
Tax and proceeds when selling overseas property
Can I claim expenses incurred during renovating?
Am I liable for capital gains tax?
Should we restructure into an LAQC?
What is a depreciation schedule?
Can I live in my depreciated rental?
How do I get chattels valued so I can claim depreciation?
Can I claim for my maintenance time through LAQC?
Can I claim for repainting my whole investment property?
How should I structure my assets if moving to Australia?
Relationship separation; how do we un-structure our portfolio?
What should I consider prior to leaving NZ and my rental?
Can we claim any expenses in the 12 months prior to settlement?
How should I structure an investment purchase?
What are the advantages of having a Trust?
I sold my Trust to our LAQC, do we pay tax?
How does gifting to a Trust work?
How can I make mortgage payments tax deductable?
Transferring from trusts to LAQCs
Advantages and disadvantages of LAQC
What tax liabilities do I have as an Australian resident investing in NZ?
Should I purchase my second investment through LAQC?
To Trust or not to Trust, which is the best option?
Will I have to pay tax on any capital gain?
How can I reduce my tax obligations?
What are the benefits of an LAQC for overseas investors?
Should I start a Trust or LAQC?
How do I sell my home to my LAQC and rent it out?
Can I rent my property from my LAQC?
How can I be more tax efficient with overseas investment?
LAQC or Tust? Which is the better option?
Which is the best option, Trust or LAQC?
If I rent from my LAQC, what are the tax implications?
How do I get the full tax benefits of a LAQC?
Has Capital Gains Tax become law?
How many directors should I have for my LAQC?
What info do I need to give IRD for tax returns?
How do I offset property tax if I move to Australia?
I'm a Kiwi living in Australia, how do I file my property tax returns?
Why should I restructure my assets if no beneficiaries?
Do I need a valuation for depreciation purposes?
Are we committing tax avoidance?
Can we rent out our family trust owned property?
Can I claim tax deductability if I mortgage my rental?
Do we need a partnership tax number?
Are there tax benefits to owning a rental home?
Are Trusts the best strategy to avoid tainting?
What property value do I have to use for LAQC depreciation purposes?
What sorts of things can I claim back on from IRD?
Where can I find info about paying income tax on my rental?
Would my overseas losses offset my NZ income?
Are national travel costs tax deductible?
Is tax payable on the sale of a property?
Do we have to pay any tax on the rent we receive?
Can I rent the property owned by my LAQC?
What tax am I liable for on properties bought through my company?
Am I subject to CGT if purchasing 2 properties per year?
What is taxable activity when subdividing land?
Do I have to pay capital gains tax?
Can I sell my LAQC owned house back to myself?
I need an accountant, where can I find one?
How should I structure my property rentals in terms of taxation?
Tax obligations for overseas investors
Living in my investment property, what do I do with my LAQC?
Moving overseas, how do I structure my LAQC?
Is the interest on a loan for a Proportional Ownership Property tax deductible?
How should I structure my NZ rental whilst overseas?
How do I protect my LAQC in case of divorce?
Should I establish a company or remain individual owner?
Arranging debts to reduce tax liability
Arranging debts to reduce tax liability part 2
Where can I find depreciation rates?
Do I pay tax on money withdrawn from LAQC?
What liabilities do I have as a beneficiary of a Trust?
Is the interest of a refinanced rental loan tax deductible?
How do I protect my Trusts beneficiaries in the event of a marriage breakup?
If we build & sell, what CGT am I liable for?
How to structure your assets from overseas
What is the best way to structure assets if subdividing a section?
Can we claim the cost of replacing boundary fences from our tax?
How do I find an accountant who specialises in LAQC/tax returns?
Can we rent out our LAQC owned property?
What expenses are claimable if my house is in a Trust?
Is renting the property from our LAQC considered avoidance by the IRD?
Are chattel valuations worthwhile under the IRD's depreciation regime?
Protecting your property from sharing with future partner
Calculating floor area of your house
How do I structure my Australian assets? NZ LAQC?
Defining tax positions on a property
Do I have to pay capital gains tax?
Can my property, held in Trust bring tax benefits?
Tax payable on subdivision of property
Can I claim deductions on a rental I'm living in?
Is a trust or a LAQC better for family property investments?
Can I depreciate renovations and new carpet?
What taxes arise when selling property?
How much depreciation do I pay?
Claiming losses against personal tax
Moving in with parents, LAQC or Trust for own home?
LAQC or Trust for tax benefits?
Offsetting losses upon returning to NZ
Apportioning shares between partners in a LAQC
Tax issues when living in your rental
Selling my property to my kids' LAQC
GST on residential rental property
Prioritising your next big move..
Resource consent liability where a tree is protected
Claiming expenses on investment property
Should I sell to a LAQC and rent the property back?
How will GST affect my commercial property?
Pay or claim GST on the income received from a residential rental?
Best structure; Trust, LAQC, Company or other?
Planning ahead for the new GST legislation
Using your LAQC to benefit your relocation plans
Can we sell from the Family Trust to an LAQC?
Do I have to pay depreciation clawback if I move into my rental?
Can items which have depreciated below $500 be written off?
Which structure to use for rentals whilst living overseas
Tax implications of selling your property to LAQC
Tax deductability on a rented property
Deciphering the Relationships Property Act
Claiming cost of repairs from an LAQC
Tax implications of sub-dividing your property
Can I pay capital gains from LAQC without accruing tax liabilities?
Can I buy my first home and place directly into the family trust?
Tax benefits of transferring current mortgage to rental property
Paying off mortgage on property held in LAQC
Transferring to LAQC, should I change ownership to my company?
Multiple investment property loans...
What expenses can I claim on residential property?
How do I add my wife to my LAQC?
Can an overseas resident enjoy tax benefits on rental income?
Tenancy
Mortgagee sale's tenancy issues
Who pays temporary accommodation for EQC repairs?
Is lying on references criminal?
Landlords' bad inspection timing!
Pedantic on three days rent arrears
Landlord's heating obligations?
Forged signature for bond refund
Who pays for water damaged TV?
Interruption to quiet enjoyment
Unsure of landlord's intentions
Leaking roof destroyed books, grounds for a tribunal case?
Is an unsigned tenancy agreement enforcable?
Changes to waste water charges in Manukau
Liability explained for water service fees and sewage fees
Breaking a fixed term tenancy?
Who pays for removal of rubbish?
Pool Safety Regulations and Obligations
Can we be evicted if the house sells?
How do I resolve encroachment from my neighbors?
Can the date be amended on a fixed term contract?
Trials and tribulations with Tenancy Tribunal
Fixed term tenancy and noise issues
Who pays for chimney cleaning?
Can tenants attach any fixtures to the premises?
Tenants' objecting to renovations
Regulation for property managers?
Responsibility for damage caused by damp property
No escape from the house of horror
Who is the Chief Executive referred to in S121 of RTA?
What are landlords's responsibilities regarding heating?
Can I terminate a fixed-term tenancy by notice?
How much notice is given if landlord wants to renovate and live in rental?
Cleanliness standards when negotiating contracts
Liability issues of fencing for safety
Overcoming access issues with tenants when selling a rental
Adding cleanliness conditions to RTA agreements
Who is responsible for payment of filling water tanks?
Are landlords allowed a key if locks changed?
Correct procedures for issuing termination notices
Is my agreement valid if one co-owner has not signed?
Enforcement of Tenancy Tribunal Orders
Can tenants be enforced to not use a fireplace?
Rental agreement terms to be met by both landlord and tenant
Offsetting rental income costs against maintenance agreement
Solving 'quiet enjoyment' versus 'access for renovations' issues
Liability over fallen fence in high winds
Agreeing to break a fixed-term tenancy
Tools for first-time landlords
Avoiding problems with flatmates
Who pays for temporary accommodation whilst rental repairs carried out?
Do landlords pay to accommodate tenants whilst repair work carried out?
Who pays for water-tank usage?
How can I challenge an unjust Tribunal decision?
How do I set up a tenancy for multiple students?
Responsibility for paying for fire damage
How often should I carry out property inspections?
Securing tenant's property for nonpayment of rent
Holiday rentals covered under RTA?
My rental bach was trashed, what can I do?
My landlord hasn't lodged my bond, what can I do?
Property manager not following procedures
Electrical appliance safety for rental properties
Fire damaged my flat, what can I do?
Can I break a fixed term tenancy?
Who pays for the costs of a plumber?
Where can I access sales statistics?
The ultimate answer: who pays for water charges?
Do I have recourse for fixed-tenancy being ended early?
Who pays for a broken garage remote?
Is it a standard practice to charge Document Charges?
How does subletting affect a tenancy agreement?
How much notice do I have to give?
Where can I find out more about Housing NZ Leasing?
Fixed-term tenancies and rent increases
Can I get an insulation subsidy?
How can I prove a verbal agreement?
Who pays for damages after a burglary?
How can I recover rent arrears?
What recourse do I have for un-permitted alterations?
Who is responsible for pest fumigation?
If renting to students, how can I guarantee rent payment?
Who pays for water usage for lawn maintenance?
What is an acceptable escalation clause for raising rent?
What's the law on appointing an agent whilst overseas?
I have detected a P-lab in my rental, what do I do now?
Who is liable for damage caused to carpets?
What are our rights as property owners?
How do I define rent increase?
Can a landlord permit a tenant to find another tenant to replace them?
Who pays for the swimming pool chemicals in a rental?
Do WINZ pay rent into landlords account directly?
How can we get our tenant to pay on time?
How much of the bond can the landlord keep?
How do I check prospective Tenants?
Who is responsible for fumigation of infestation?
Should I pay rent on top of my mortgage?
Where can I find info about the landlord subsidy for insulation?
Can we evict our flatmate lawfully?
Who pays for installation of a water meter?
Who can advise me about property management issues?
How can I get my landlord to insulate the property?
Where can I get advice about insulation?
Property manager has not increased rent as asked, what can I do?
What are my rights regarding repairs?
What's the deal with Housing corp tenants?
How do I join a property investor association?
Do I have to pay a letting fee?
Can my tenants break a fixed term tenancy?
Why wouldn't the tenancy tribunal adjudicator let us speak?
Who is repsonsible for maintanence?
Am I liable to pay insurance costs?
Am I liable for 7 years of back rent?
My tenant doesn't pay rent on time, what can I do?
Who should pay for water charges?
Should I set up LAQC if I take in a tenant?
Tenants want rent reduced, can they demand this?
Can I visit my rental without notice for maintenaince purposes?
Who should pay for a toilet leak, landlord or tenant?
How can I recover rent arrears?
My tenant died leaving damage, what can I do?
How can I cancel a periodic tenancy?
What can be done about an abusive neighbour?
Am I obliged to provide a reference for former tenant?
As a tenant, am I obliged to have contents insurance?
Letting fee paid but lease unsigned, how can I get my letting fee back?
How can I check out potential tenants?
Whare can I find info about sub-letting?
What are my rights reagrding my landlord's conduct?
As a landlord, am I obliged to furnish flats?
Can I end my fixed tenancy due to an insect infestation?
Is there a resource center for market rental rates?
Can we include a compulsory insurance clause in a tenancy agreement?
How do I resolve a boundary issue with my neighbour?
How do I enforce a 'no parties' clause with my tenants?
What recourse do I have against squatters?
Who is responsible for sweeping the chimney?
A faulty fire alarm raised the fire service, who pays for this?
How do I find data on tenants?
How do I end my fixed term tenancy agreement?
How do I enforce debt recovery from former tenants?
My tenant trashed the house, but I don't have a tenancy agreement, what can I do?
Are capital expenses for renovation tax deductable?
What recourse do I have against poor property management?
Apartment rents differ in my block, is this fair?
How do I handle difficult neighbours?
My rental is not clean, is the property manager accountable?
Is it wise to have a tenancy agreement amongst family and friends?
Is there any protection from land rent increases?
What circumstances would result in the tenant not having to pay a periodic lease?
Is a landlord obliged to give notice for maintainance?
My ex-landlord hasn't returned my bond, what can I do?
TV Antennae installation - who is liable for damage caused?
How do I set up tenancies for individual rooms?
What are my obligations when raising rents?
How do I resolve conflict with neighbours?
If unable to pursue tenant, who pays for water usage debt?
Should I charge tenants for damage to property?
Is it the landlord's obligation to provide a TV antenna?
How do I resolve disputes with my landlord?
How can I lawfully raise the bond amount?
What is the usual rent formula for commercial property.
Water Charges: who pays for what?
Blocked basin: whos pays the costs to clean?
Pest control obligations for tenants and landlords
Landlords' recourse for late paying tenants
Can I terminate my fixed term agreement early?
Can I dispose of tenant's belongings they left behind?
My tenants can't pay on time, what recourse do I have?
Under 18 year old tenants, how risky is this option?
Can I sue the developer for water leakage?
Fully-Furnished: what are landlords' obliged to provide?
Where can I get insurance that covers willful damage by tenants?
I bought an ex-showhome and it leaks, what can I do?
Falsely accused of damage to rental, what recourse do I have?
Insurance policies for Landlords
Mis-managed by my property managers, can I sue for malpractice?
Can live-in landlords have tenancy agreements with flatmates?
How do I resolve issues with my tenants?
Who is responsible for damage to property?
What rights does a Landlord have regarding reference checking tenants?
Can I give references about previous tenants?
Can a tenant end a fixed-term tenancy early?
Where can I get insurance for my property investment?
How can I find former tenants who defaulted on payments?
Landlords' responsilbilites regarding water tanks
Landlords' obligations for removing mould
Problems with your property manager?
Contact info for property management advice
When can landlords enter a rented property?
What is Power of Attorney and do I need it?
Service for UK tenants requiring advice
What is the definition of a short term tenancy?
How do I get my landlord to ensure my quiet enjoyment?
Bad tenants and how to avoid them
What are my obligations in respect to bad tv reception?
Who pays for repairs after a burglary?
Who is responsible for vacating tenants on a sold property?
Water leak, who pays for excess useage?
Water Rates, the saga continues..
Terminating tenancy agreement guidelines
Careless or intentional damage by tenants, who is responsible?
What is a letting fee and why should I pay?
Insurance to protect landlords
My property manager has not been doing inspections..
Waste water bills, landlord's or tenant's responsibility?
Management fees on commercial property
Recovering fees for enforcing tenancy orders
Who is responsible for wastewater bills?
Bond disputes and how to resolve them
Recourse for landlords whose tenants burn down the house
Enforcement procedures for debtor leaving NZ
Access to drinking water in a commercial property
Sub-leasing on a fixed term tenancy agreement
Can a Landlord charge admin fees to tenant?
Access issues when selling a tenanted property
Legislation pertaining to leasehold apartments
Tenancy dispute over 'fair wear and tear'
Advice on selling rental properties with tenants
Insurance cover on rental properties
Faulty fridge, who pays for repairs?
Previous tenant owes rent, what can I do?
Can I throw away a previous tenants belongings?
Can I claim expenses while living in my rental property?
Commercial use of space in a residential property
Water rates, who pays for what?
Tenancy disputes due to no-fault fire
Do I need to pay rent as a part-owner - Part 2
Can WINZ pay rents direct to Landlord?
Do I need to pay rent as a part-owner?
Can we charge the ex-tenant for removing their property?
Should I invest in NZ or Australia?
Property Advice
What's better - units or house?
Dishwashers, heating and credit checks ...
Self manage or property manager?
Investment property comes first?
Insurance
Strategy
Can I make my offer subject to valuation?
Should I consider yield when purchasing an investment?
How can we leverage from our current investment?
As a non-resident can I purchase property in New Zealand?
Where should an investor start?
What are the pros and cons of rent-to-buy?
Where should I start with investing?
How can I trade and avoid tainting?
How do I find a property mentor?
Which strategy will help to keep my money safe?
Do commercial leases come under RTA?
Do the number of bedrooms matter when looking for investments?
How can I get a positive cashflow property?
Kiwi living overseas, what is my tax rate?
Who pays for waterleakage in commercial premises?
Investment property emails, what's the law?
How can I maximise my tax benefits?
Is now a good time to buy a rental property?
What is the best way to structure property ownerships for tax advantages?
What is the process for renting a property out?
Which strategy would work for build and sell/rent?
What are the tax benefits of LAQC?
Are blocks of flats a good investment option in terms of positive cash flow?
Which strategy should I follow to keep my investment?
Can I claim tax loss from Australian investment?
What are the ethics behind my agent buying my house?
Should we buy a home or an investment property and continue renting?
Should I sell my rental in Hamilton and buy in Auckland instead?
How do rent-to-buy schemes work?
How do you work towards financial freedom with interest only loans?
Should I buy land or keep my money in the bank?
Can my Real Estate Agent purchase my property whilst listed with them?
What should I do with my property if I move to Australia?
New to investing, where do I start?
Are there advantages to buying an apartment with a hotel style lease?
Whats going on with comercial loans?
I have good equity, but what should I do with it, build or bank it?
Will Council plans affect house values?
Which property management software can you recommend?
What are my rights if my neighbour wants to build a fence?
What are the rules for "Over 60's" units
What strategy should I employ?
Can I increase site land without a retaining wall?
What types of investment do banks lend on?
How do I make my rental property more energy efficient?
Should I invest in property or retirement savings?
Tax issues around building a minor dwelling
How do I find the boundary line for fencing?
Where do I get returns advice before investing?
Tax implications for overseas residents
Purchasing sub-divided land from family
With rates so high, should I invest or wait?
Are inner-city apartments a good investment choice?
Where is the property market headed?
Online resource for statistical data for property suburb trends
How to enter the property investment market as an employee
I have subdivided my section, how can my father build on the other half?
I want to invest $50k, where do I start?
Which strategy should I pursue?
Should we sell or hold for the long term?
What is the future of industrial properties?
Where can I get property sales data?
Should I invest in rurual property?
Do I need a Trust or LAQC for shared ownership with family member?
How are Body Corporates apportioned?
Should we sell and gain equity or value & buy the land?
How much does it cost to build a house per sqm?
Is the market rent a true one for valuing a commercial property?
Where do I find mortgagee sales?
Are inner city Wellington apartments a good investment?
What kind of increase in value can I expect with a leased apartment?
How do I assess the value of my rural zoned property?
What are the main considerations when evaluating managed type property investments in NZ?
Are Auckland City apartments a good investment option?
How do I get started in Property Investing?
How have house prices increased over the past 50 years?
As an overseas investor, what do I need to consider when investing in NZ?
What factors contribute to making good capital gains?
Will house prices always increase in the future?
Pros and cons of investing partnership with in-laws
Where is the upsurge in mortgagee sales?
Do I need to register for GST?
Moving to NZ, where do we start looking for property?
Where can I find rental statistics?
Will banks loan money to renovate and on-sell?
Where can you find foreclosures?
What entity should we use for our rental?
Structuring your borrowing over two properties
Where should a young investor start?
Buy or rent out your first home?
Can UK citizens buy property investments in NZ?
Property return performance stats
Renovating - adding value or over-capitalising?
Basic principles of starting out in property investing
First-time house buyer - live in or rent out?
Should we rent our property out or sell up?
Are valuations being manipulated unfairly?
Start-up advice for a property investing novice
Are leasehold properties viable for a first time buyer?
Issues for overseas investor when investing in NZ
Debunking the Body Corporate issues
Obtaining info on resource consent to subdivide
My neighbour doesn't recognise our Body Corporate
Raising rents and keeping tenants
Advice for investing in a 'Granny Flat'
Deciphering zoning codes in Christchurch
Avoiding 'rough' areas to reduce tenancy issues
Rate of investment return in Whangarei
Construction costs of building an extension
Capital growth in St Lukes, Auckland
Impartial advice regarding residential investment packages
I've been overseas, where should I invest?
Will environmental erosion impact on investing in coastal properties?
Process for renting your current home and buying a new one to live in
Should I invest in Invercargill?
How to start investing in property
Should we buy our own home or buy a rental property?
Mortgage
First Home or First Investment?
Claiming mortgage interest deductions
Should I break my mortgage or increase my portfolio?
Can I borrow money from our Trust?
Should we sell now and pay break fees?
How should I invest, commercial property or finance company?
Pay-down of mortgage and which rates should we choose?
What will interest rates do and should I fix short or long?
How do I find out ownership details of a prospective property?
Should we sell or hold for another 6 month?
Are there any risks with serviced apartment investing?
Should we write off our deposit and sell now?
How should we structure our next purchase?
How can I maximise tax deductions?
How far in advance can I lock in a fixed rate?
Should I put all my eggs in one basket?
Which strategy should we pursue?
Are early repayment fees tax deductible?
Is 30% deposit normal in the current times?
How much security can a bank reserve to cover their interests?
Should we break our mortgage now that interest rates are rising?
Do I have enough equity to branch into commercial?
If I sell to my LAQC, is the interest tax deductible?
How can I cash in on my equity?
How do I transfer a property into an LAQC?
Who can I address grievances to regarding lending fees?
Should I break my mortgage for lower longer fixed terms?
Should I pay off my LAQC mortgage?
Will the banks reduce the longer term rates?
Should I decrease mortgage principle or invest elsewhere?
How easy is it to get 2 home loans at the same time?
Why do NZ interest rates differ so much from Austalian rates?
Can I claim my mortgage 'break fee' back?
What can be done about unfair break fees?
Tax deduction for costs of breaking a mortgage
How can I turn negative into positive cash flow?
Should I buy a home or a couple of investment properties instead?
Is it wise to invest now and what returns can we expect?
What is a good term for re-fixing my mortgage?
Commercial vs residential loans - which is best?
How should I structure my mortgages now they are due for re-fixing?
Confused about what to do; hold, sell, or borrow and buy more?
Are Auckland apartments a good investment?
Where can I learn about rent-to-buy strategies?
How can I re-finance my 'Homestart' mortgage?
Why are mortgagee sales 'buyer beware'?
Should I borrow from a UK or NZ bank for NZ property investment?
Pros and cons of buying a leasehold property
If I refinance my property can I deduct the interest for tax purposes?
How do I set up an overseas mortgage?
Borrowing in foreign currency for property investing
Is property investing a wise option in the current economic climate?
How do I buy a house without selling my rentals?
How does the bank calculate loans for multiple investments?
Removing a vendor from a mortgagee sale
Investing strategies to own multiple properties
'Beta' in the housing industry
Relocating, single income, should we withdraw investment funds for new business?
Tips to maximise your profits when considering development
How much real estate taxes for properties $350-450k..
Strategies to accumulate wealth and expand my portfolio..
Can I break a fixed term loan?
Should I invest with a friend?
Should I set up a registered company?
Can I claim costs against rental income?
Resource Consent
Tree hangover - remedies please
Childcare centre planned next door
Separate self-contained dwelling
Establishing if permits are legal
What is the National Water Sports Centre about?
Building
Quality apartment construction?
How can I find out if a building has any leaky issues?