SearchHabitability considerations
Rob asks:
(updated on Wednesday, May 29th 2019)
I have been getting the run around in an insurance claim relating to a burst water pipe. The latest tactic is to decline a claim for loss of rents (three months plus) because they consider the flat to be habitable.
My questions then are: Can I let a flat where the laundry tub has been disconnected pending the laying of new lino? Also, can I let a flat where the old lino (kitchen/washhouse) has been lifted leaving residue of the previous adhesive? And also would I have to compensate the tenants for moving their stuff out (lounge and fridge) while the new flooring was laid?
Our Experts Answer:
You’re asking about letting a flat. And you are also asking about compensating existing tenants for moving their possessions out while the flooring is laid. Interpreting this as your wish to tenant a flat before all the work is done, I would say no. You would be better off waiting for the work to be done before re-letting.
If you disagree with your insurance company about the date of habitability, you should take up a dispute with the company.
Most Read
| Unity First Home Buyer special | 3.99 |
| SBS FirstHome Combo | 3.99 |
| TSB Special | 4.39 |
| Co-operative Bank - First Home Special | 4.39 |
| ICBC | 4.39 |
| SBS Bank Special | 4.49 |
| Unity Special | 4.49 |
| ANZ Special | 4.49 |
| Westpac Special | 4.49 |
| Kiwibank Special | 4.49 |
| Co-operative Bank - Owner Occ | 4.49 |
| ICBC | 4.59 |
| ANZ Special | 4.69 |
| TSB Special | 4.69 |
| BNZ - Std | 4.69 |
| Wairarapa Building Society | 4.79 |
| Nelson Building Society | 4.87 |
| Westpac Special | 4.89 |
| Co-operative Bank - Owner Occ | 4.89 |
| Kiwibank Special | 4.89 |
| SBS Bank Special | 4.89 |
| Unity Special | 4.89 |
| ICBC | 5.19 |
| Westpac Special | 5.29 |
| TSB Special | 5.29 |
| BNZ - Std | 5.29 |
| SBS Bank Special | 5.69 |
| Co-operative Bank - Owner Occ | 5.69 |
| Kainga Ora | 5.69 |
| ASB Bank | 5.69 |
| AIA - Go Home Loans | 5.69 |
| Kiwibank Special | 5.79 |
| Westpac | 5.89 |
| SBS FirstHome Combo | 3.29 |
| AIA - Back My Build | 3.34 |
| SBS Construction lending for FHB | 3.74 |
| CFML 321 Loans | 3.95 |
| Co-operative Bank - Owner Occ | 4.99 |
| Co-operative Bank - Standard | 4.99 |
| Heartland Bank - Online | 5.30 |
| ICBC | 5.39 |
| Kiwibank - Offset | 5.65 |
| Kiwibank | 5.75 |
| Unity Standard | 5.79 |
