Commercial cover?

Sam asks:
(updated on Friday, January 25th 2013)

I am leasing a commercial property and am paying my landlord rent and insurance each month. Can you tell me what the insurance I pay covers me for? I have my own insurance for my business.

Our Experts Answer:

Alll insurance packages cover various things, each specific to the product bought. You are entitled to request from your landlord a copy of the policy terms and conditions so that you can familiarise yourself with your cover.

Select Home Loans 4.29
HSBC Premier 4.39
ICBC 4.39
Heartland Bank - Online 4.40
China Construction Bank Special 4.45
SBS Bank Special 4.55
Kainga Ora 4.57
Co-operative Bank - First Home Special 4.75
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Select Home Loans 4.86
Heartland Bank - Online 4.90
TSB Special 4.99
ICBC 5.09
HSBC Premier 5.15
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China Construction Bank Special 5.19
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Co-operative Bank - Owner Occ 5.35
First Credit Union Special 5.45
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HSBC Premier 5.89
ICBC 5.89
SBS Bank Special 5.95
TSB Special 5.99
BNZ - Classic 6.19
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Resimac 6.33
China Construction Bank Special 6.35
Westpac Special 6.39
Kainga Ora 6.43
Select Home Loans 4.09
Heartland Bank - Online 4.10
Pepper Money 4.49
Liberty 4.84
TSB Special 4.89
Kiwibank Special 5.00
ICBC 5.25
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Kiwibank 5.50
China Construction Bank 5.50
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