Mortgages

LVR easing talk grows

Investors might soon get a break if the Reserve Bank relaxes the LVR restrictions in its next Financial Stability Report as some economists are suggesting it will.

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Investor lending activity still subdued

New data from the Reserve Bank reveals property investors took a smaller share of overall new mortgage lending in August. More...

Reserve Bank springs surprise with dovish OCR forecast

The Reserve Bank surprised economists by signalling it may keep the OCR rate at 1.75% until 2020, pushing back its forecasts in a dovish statement this morning. More...

Avoid the one bank trap

Investors can be controlled by their bank - and get badly caught out when they sell - if they rely on one lender, advisers are warning. More...

Investor mortgages creeping up

Increased pressures don’t seem to be putting investors off as new mortgage lending data reveals that investors’ share of the lending has gone up. More...

Market blues for investors

Investors are not rushing back into the market after the easing of the LVRs, with new mortgage lending running low and pessimism settling over the industry. More...

Growth outlook overshadows OCR call

New Zealand’s lower economic growth was acknowledged by the Reserve Bank in its OCR statement today – which means there's a chance their next call could be more doveish. More...

No Spring lift in investor lending

Residential mortgage lending edged up again in August – despite the cooler market and election uncertainty – but investors’ share of that lending is still well down. More...

DTIs “perversely restrictive” for investors – report

The Reserve Bank’s debt-to-income ratio (DTIs) proposals are flawed and would have perverse outcomes for investors, according to a new report from TailRisk Economics. More...

New data shows property investor lending way down

Evidence that investors dependent on mortgages are exiting the property market in significant numbers looms large in the latest Reserve Bank data. More...

OCR held, but for how long?

Watchful caution is guiding the Reserve Bank’s policy so it will need strong evidence before it makes any change to the OCR, economists say in response to this morning’s OCR call. More...

OCR decision announced by RBNZ

The Reserve Bank today left the Official Cash Rate unchanged at 1.75%. More...

Market slowdown different this time

Interest rate movements mean that this time round the post-LVR cooling of the property market is different, ANZ economists say. More...

OCR decision: 'Nothing to see here'

Interest rates look set to remain low for some time following a Reserve Bank OCR announcement this morning which was as expected and determinedly neutral, according to economists. More...

Don’t take no for an answer

There is no doubt the lending environment has changed for investors but that doesn’t mean they should give up on trying to get finance to build their portfolio. More...

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