Mortgages

Investor slump continues in February

The latest Reserve Bank figures show investors borrowed just $886 million in February, down on the same month in 2017 and 2018, as first home buyers narrow the gap.

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Decline in new investor mortgages

New mortgage registrations for investors have continued to slide over the past year, according to the latest Property Institute/Valocity Regional Insights Report.

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OCR Preview: caution expected

Leading economists do not expect a change to the OCR next week, and predict the central bank will maintain a cautious outlook on the domestic and global economy. 

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First home buyers close gap on investors

January mortgage lending data from the Reserve Bank reveals first home buyers continue to grow their market share, closing the gap on property investors.

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First OCR decision of the year: Unchanged

The Official Cash rate is unchanged and isn't likely to move anytime soon. When it does it could go either way. Here's what RBNZ Governor Adrian Orr said today.

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How Australia’s Royal Commission could affect NZ investors

Shockwaves are running through Australia’s finance industry following the Royal Commission’s damning report so how could the recommendations impact on New Zealand investors?

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Investors struggle as first home buyers catch up

Investor borrowing slumped to its lowest level since January 2018 in the final month of last year, according to new figures from the Reserve Bank. First home buyers, meanwhile, continue their resurgence in the market, nearly surpassing investors.

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Mortgage lending to investors plummets

Investors may not be selling up en masse but they aren’t buying either – going by new data which shows the amount getting mortgage lending has dropped significantly.

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LVR easing will prompt modest growth

Don’t expect the housing market to take off at a runaway pace following the Reserve Bank’s announcement that the LVR restrictions will be eased from early next year.

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LVR restrictions eased for investors

The Reserve Bank has today loosened the LVR restrictions for both investors and owners-occupiers, with changes coming into effect in January. 

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First home buyers outshine investors

 Investor lending remained flat in October while first home buyers continued their strong resurgence in the property market, latest RBNZ data shows.

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FSR Preview: Will the Reserve Bank loosen LVR restrictions?

The Reserve Bank will publish its latest Financial Stability Report tomorrow, with all eyes on whether it will loosen LVR restrictions. Some economists "expect" loosening, but others say recent heat in the market could cause the central bank to hold off.

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OCR reaction: cut less likely and rates to stay low

Economists believe the Reserve Bank has adopted a slightly more hawkish stance on the OCR, but say the unchanged forecast suggests a continued low interest rate environment.

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What the RBNZ said today

The Official Cash Rate (OCR) remains at 1.75%. We expect to keep the OCR at this level through 2019 and into 2020.

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Investor lending falls in September

Mortgage lending to property investors fell to $1.01 billion last month amid ongoing tightening on interest-only credit, the latest Reserve Bank data shows.

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