Mortgages

Mortgage lending bounces back up

There’s evidence of the housing market’s Spring rebound in the Reserve Bank’s latest mortgage lending data – but it’s not property investors who have significantly upped their borrowing.

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RBNZ to ease LVR restrictions

The Reserve Bank says it will make some slight easing of the LVR restrictions from January 1. 

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Growth outlook overshadows OCR call

New Zealand’s lower economic growth was acknowledged by the Reserve Bank in its OCR statement today – which means there's a chance their next call could be more doveish. More...

RBNZ announces OCR decision

Acting governor Grant Spencer reveals what was behind the Reserve Bank's decision.

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No Spring lift in investor lending

Residential mortgage lending edged up again in August – despite the cooler market and election uncertainty – but investors’ share of that lending is still well down. More...

Investor lending exodus

It is investors, not first home buyers, who are bearing the brunt of the LVRs and retreating from the borrowing arena, new Reserve Bank data shows.

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DTIs “perversely restrictive” for investors – report

The Reserve Bank’s debt-to-income ratio (DTIs) proposals are flawed and would have perverse outcomes for investors, according to a new report from TailRisk Economics. More...

OCR and MPS: What the Governor said

The Reserve Bank has left the official cash rate at 1.75%, and says is it likely to stay there for "a considerable period". Here is what the governor, Graeme Wheeler said.

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New data shows property investor lending way down

Evidence that investors dependent on mortgages are exiting the property market in significant numbers looms large in the latest Reserve Bank data. More...

OCR held, but for how long?

Watchful caution is guiding the Reserve Bank’s policy so it will need strong evidence before it makes any change to the OCR, economists say in response to this morning’s OCR call. More...

OCR decision announced by RBNZ

The Reserve Bank today left the Official Cash Rate unchanged at 1.75%. More...

Market slowdown different this time

Interest rate movements mean that this time round the post-LVR cooling of the property market is different, ANZ economists say. More...

OCR decision: 'Nothing to see here'

Interest rates look set to remain low for some time following a Reserve Bank OCR announcement this morning which was as expected and determinedly neutral, according to economists. More...

Don’t take no for an answer

There is no doubt the lending environment has changed for investors but that doesn’t mean they should give up on trying to get finance to build their portfolio. More...

What the RB governor said

Here is what Reserve Bank governor Graeme Wheeler had to say about interest rates today. More...

OCR hike expectations premature

Markets have got ahead of themselves in OCR hike expectations – and the Reserve Bank’s OCR announcement this morning makes that clear, the experts say. More...

No more lending restrictions needed

The slower housing market means the latest LVRs are working and no more restrictions are needed, according to one real estate head. More...

DTIs not on the cards yet - RBNZ

The Reserve Bank might want debt-to-income ratios (DTIs) as part of its arsenal but it doesn’t intend to introduce them into the regulatory mix at this stage. More...

Lending times they are a’ changing

New Zealand’s lending environment has changed and investors need to approach it differently, ANZ’s head of mortgages has warned. More...

Navigating the new LVRs

Are you concerned about the impact of the Reserve Bank’s new investor-targeted LVR rules on your investment journey? You are not alone. More...