Mortgages

Spirit of caution in OCR call

Don’t expect interest rates to start rising anytime soon as the Reserve Bank’s decision to leave the OCR at 1.75% today makes it clear they remain on hold.

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Market blues for investors

Investors are not rushing back into the market after the easing of the LVRs, with new mortgage lending running low and pessimism settling over the industry. More...

Low interest rates set to continue

Interest rates look set to remain low for a considerable amount of time following the Reserve Bank’s Monetary Policy Statement (MPS) and OCR call this morning.

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New low for investor mortgage share

Investors are continuing to feel the pinch of policy restraints with new data showing another drop in their take up of new mortgage lending.

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Mortgage lending bounces back up

There’s evidence of the housing market’s Spring rebound in the Reserve Bank’s latest mortgage lending data – but it’s not property investors who have significantly upped their borrowing.

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RBNZ to ease LVR restrictions

The Reserve Bank says it will make some slight easing of the LVR restrictions from January 1. 

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Growth outlook overshadows OCR call

New Zealand’s lower economic growth was acknowledged by the Reserve Bank in its OCR statement today – which means there's a chance their next call could be more doveish. More...

No Spring lift in investor lending

Residential mortgage lending edged up again in August – despite the cooler market and election uncertainty – but investors’ share of that lending is still well down. More...

DTIs “perversely restrictive” for investors – report

The Reserve Bank’s debt-to-income ratio (DTIs) proposals are flawed and would have perverse outcomes for investors, according to a new report from TailRisk Economics. More...

New data shows property investor lending way down

Evidence that investors dependent on mortgages are exiting the property market in significant numbers looms large in the latest Reserve Bank data. More...

OCR held, but for how long?

Watchful caution is guiding the Reserve Bank’s policy so it will need strong evidence before it makes any change to the OCR, economists say in response to this morning’s OCR call. More...

OCR decision announced by RBNZ

The Reserve Bank today left the Official Cash Rate unchanged at 1.75%. More...

Market slowdown different this time

Interest rate movements mean that this time round the post-LVR cooling of the property market is different, ANZ economists say. More...

OCR decision: 'Nothing to see here'

Interest rates look set to remain low for some time following a Reserve Bank OCR announcement this morning which was as expected and determinedly neutral, according to economists. More...

Don’t take no for an answer

There is no doubt the lending environment has changed for investors but that doesn’t mean they should give up on trying to get finance to build their portfolio. More...

What the RB governor said

Here is what Reserve Bank governor Graeme Wheeler had to say about interest rates today. More...

OCR hike expectations premature

Markets have got ahead of themselves in OCR hike expectations – and the Reserve Bank’s OCR announcement this morning makes that clear, the experts say. More...

No more lending restrictions needed

The slower housing market means the latest LVRs are working and no more restrictions are needed, according to one real estate head. More...

DTIs not on the cards yet - RBNZ

The Reserve Bank might want debt-to-income ratios (DTIs) as part of its arsenal but it doesn’t intend to introduce them into the regulatory mix at this stage. More...

Lending times they are a’ changing

New Zealand’s lending environment has changed and investors need to approach it differently, ANZ’s head of mortgages has warned. More...

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