Finance & Strategy Expert

Finance & Strategy
Ask Kris Pederson, director of Kris Pederson Mortgages questions relating to Mortgages, Finance, and Strategy

Kris is a respected commentator on the property and finance markets in New Zealand and overseas. He spends his time working closely with his support team sourcing clients leading edge finance strategies.

Renting to yourself

Lynda asks:

If I own a rental property, can I rent it personally to myself if I pay a proper rent and declare the income on my property tax return?

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Strategic directions

Billie asks:

A relative is keen to downsize and get into investing. They will have around $700,000 in cash. What type of strategy, including location & type/number of properties, would you recommend? Ideally, they would like an income to replace their current salary which is around $70,000.



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Start-up advice

Helen asks:

I am looking at perhaps purchasing a residential rental property. I have little knowledge on how to structure the purchase/how to run the rental. Should I speak to a lawyer or accountant first about how to purchase and so on before looking further – eg: should I buy it under a limited company or under my own name? Who do I speak with first before purchasing a property?



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